10734 James Cir, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10734 James Cir, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,124 sqft · built 1965
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Company Names on Record
Last Sale	$296,029 (May 2013)
Tax Bill	$6,389 (2025)
Deeds & Mortgages	May 2025 Transfer Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-027-24-31-0007`

Property Details

APN / Parcel Number

Primary APN	`21-027-24-31-0007`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	4,968 sqft
1st Floor Area	2,124 sqft
Basement Area	2,844 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1989
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	49 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	552 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	400 sqft
Deck Area	396 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10734 JAMES CIR
City	MINNEAPOLIS
State	MN
Zip	55431-4156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A NINE MILE BLUFF 79X49X173X151X110
Legal Range	24
Legal Township	027
Legal Section	21
Legal Quarter	31
Legal Subdivision	NINE MILE BLUFF
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2004
Census Tract	25801

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10734 JAMES CIR, MINNEAPOLIS, MN 55431-4156
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Intrafamily Transfer, Transfer
Jun 24, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2013 · Amount on Record
Deed Sale	May 8, 2013 · Amount on Record
Deed Document Number	20139950288
Last Transfer Date	Apr 30, 2025
Transfer Doc	0011367771
Record Updated	Sep 20, 2026

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	May 6, 2025
Property Address	10734 JAMES CIR, BLOOMINGTON, MN 55431-4156
Document Number	0A11367771
Instrument Date	Apr 30, 2025
Instrument	A11367771
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10734 JAMES CIR, BLOOMINGTON, MN 55431-4156
Investor	Possibly a Property Investor

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10734 JAMES CIR, BLOOMINGTON, MN 55431-4156
Document Number	0010457756
Instrument Date	Jun 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10734 JAMES CIR BLOOMINGTON MN 554314156, BLOOMINGTON, MN 55431-4156

Mortgage

Document Number	0010457756
Date	Jul 11, 2017
Instrument	10457756

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,389.00 (+26.67%)	$466,700 (+8.89%) Land $188,800 Building $277,900	$466,700 (+8.89%) Land $188,800 Building $277,900
2023	$5,044.00 Homeowner's exemption
2022		$428,600 Land $166,500 Building $262,100	$428,600 Land $166,500 Building $262,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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