10631 James Cir, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10631 James Cir, Bloomington, MN 55431

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 2,071 sqft · built 1968
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Oct 2019)
Tax Bill$6,148 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-027-24-31-0026

Property Details

APN / Parcel Number

Primary APN21-027-24-31-0026

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,071 sqft Living Area
Gross Area3,170 sqft
1st Floor Area2,071 sqft
Basement Area1,099 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1989
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions94 ft deep x 60 ft wide
Garage TypeAttached
Garage Area484 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area288 sqft
Deck Area85 sqft
Patio Area736 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address10631 JAMES CIR
CityMINNEAPOLIS
StateMN
Zip55431-4157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 014 BLOCK 002 A NINE MILE BLUFF 60X94X175X37X144
Legal Range24
Legal Township027
Legal Section21
Legal Quarter31
Legal SubdivisionNINE MILE BLUFF
Legal Block2
Legal Lot Number14
JurisdictionHENNEPIN MN
Township / Civil DivisionBLOOMINGTON
Census Block Group2
Census Block2008
Census Tract25801

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10631 JAMES CIR, MINNEAPOLIS, MN 55431-4157
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2019 · Amount on Record
Deed SaleOct 4, 2019 · Amount on Record
Prior SaleMar 9, 2006 · Amount on Record
Deed Document Number201910709455
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateOct 4, 2019
Property Address10631 JAMES CIR, BLOOMINGTON, MN 55431-4157
Document Number0010709455
Instrument DateSep 23, 2019
Instrument10709455
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyDCA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,156.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10631 JAMES CIR BLOOMINGTON MN 554314157, BLOOMINGTON, MN 55431-4157

Mortgage

Document Number10709456
DateOct 4, 2019
Instrument10709456
Lender
NameALERUS MTG
TypeMortgage Company
AddressMINNETONKA, MN 55305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 3, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityBloomington City
Unified School DistrictBloomington Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,148.00 (+33.28%)$450,500 (+14.49%) Land $190,200 Building $260,300$450,500 (+14.49%) Land $190,200 Building $260,300
2023$4,613.00 Homeowner's exemption
2022$393,500 Land $164,200 Building $229,300$393,500 Land $164,200 Building $229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBloomington
serves 91,300 people · EPA ID MN1270001
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Intrepid Fiber Networks, Xtratyme Technologies.

Nearby Properties on James Cir

Nearby Streets

Search Property Records by Address or Parcel Number