10633 James Cir, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10633 James Cir, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,667 sqft · built 1966
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,500 (Dec 2019)
Tax Bill	$5,602 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-027-24-31-0025`

Property Details

APN / Parcel Number

Primary APN	`21-027-24-31-0025`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,667 sqft Living Area
Gross Area	2,185 sqft
1st Floor Area	1,667 sqft
Basement Area	518 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	144 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	440 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10633 JAMES CIR
City	MINNEAPOLIS
State	MN
Zip	55431-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 013 BLOCK 002 A NINE MILE BLUFF W 61X144X188X190
Legal Range	24
Legal Township	027
Legal Section	21
Legal Quarter	31
Legal Subdivision	NINE MILE BLUFF
Legal Block	2
Legal Lot Number	13
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2008
Census Tract	25801

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10633 JAMES CIR, MINNEAPOLIS, MN 55431-4157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Dec 3, 2019	Grant Deed, Transfer · Conventional with PMI BELL BK
Dec 4, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	201910731400
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10633 JAMES CIR, BLOOMINGTON, MN 55431-4157
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11010538
Date	Sep 2, 2021
Instrument	A11010538

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 3, 2019
Property Address	10633 JAMES CIR, BLOOMINGTON, MN 55431-4157
Document Number	0010731400
Instrument Date	Nov 13, 2019
Instrument	10731400
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	US TITLE, US TITLE & CLOSING SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10633 JAMES CIR BLOOMINGTON MN 554314157, BLOOMINGTON, MN 55431-4157

Mortgage

Document Number	10731401
Date	Dec 3, 2019
Instrument	10731401

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 4, 2017
Property Address	10633 JAMES CIR, BLOOMINGTON, MN 55431-4157
Document Number	0010505924
Instrument Date	Nov 28, 2017
Instrument	10505924
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	10633 JAMES CIR BLOOMINGTON MN 554314157, BLOOMINGTON, MN 55431-4157
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,602.00 (+23.83%)	$413,800 (+7.06%) Land $190,800 Building $223,000	$413,800 (+7.06%) Land $190,800 Building $223,000
2023	$4,524.00 Homeowner's exemption
2022		$386,500 Land $163,600 Building $222,900	$386,500 Land $163,600 Building $222,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks, Xtratyme Technologies.

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