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10627 James Cir, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10627 James Cir, Bloomington, MN 55431

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,438 sqft · built 1970
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$343,000 (Aug 2019)
Tax Bill$6,253 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-027-24-31-0028

Property Details

APN / Parcel Number

Primary APN21-027-24-31-0028

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,438 sqft Living Area
Gross Area2,858 sqft
1st Floor Area1,438 sqft
Basement Area1,420 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1999
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions100 ft deep x 117 ft wide
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address10627 JAMES CIR
CityMINNEAPOLIS
StateMN
Zip55431-4157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 016 BLOCK 002 A NINE MILE BLUFF 117X100X85X80X152
Legal Range24
Legal Township027
Legal Section21
Legal Quarter31
Legal SubdivisionNINE MILE BLUFF
Legal Block2
Legal Lot Number16
JurisdictionHENNEPIN MN
Township / Civil DivisionBLOOMINGTON
Census Block Group2
Census Block2008
Census Tract25801

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10627 JAMES CIR, MINNEAPOLIS, MN 55431-4157
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2019 · Amount on Record
Deed SaleAug 19, 2019 · Amount on Record
Prior SaleJul 7, 2014 · Amount on Record
Deed Document Number201910692028
Prior Transfer DateNov 2, 2012
Prior Transfer Doc0009888379
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateAug 19, 2019
Property Address10627 JAMES CIR, BLOOMINGTON, MN 55431-4157
Document Number0010692028
Instrument DateAug 9, 2019
Instrument10692028
Transaction TypeTransfer
Record UpdatedAug 29, 2019
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,166.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10627 JAMES CIR BLOOMINGTON MN 554314157, BLOOMINGTON, MN 55431-4157

Mortgage

Document Number10692030
DateAug 19, 2019
Instrument10692030
Lender
NameAMERICAN MTG & EQUITY CNSLTS I
TypeMortgage Company
AddressBLOOMINGTON, MN 55435
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityBloomington City
Unified School DistrictBloomington Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,253.00 (+23.63%)$457,600 (+6.47%) Land $186,300 Building $271,300$457,600 (+6.47%) Land $186,300 Building $271,300
2023$5,058.00 Homeowner's exemption
2022$429,800 Land $160,600 Building $269,200$429,800 Land $160,600 Building $269,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBloomington
serves 91,300 people · EPA ID MN1270001
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Intrepid Fiber Networks, Xtratyme Technologies.

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