Hennepin County property record for 10728 James Cir, Bloomington, MN 55431
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,636 sqft · built 1969 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $628,332 (Mar 2022) |
| Tax Bill | $8,896 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-027-24-31-0010 |
| Primary APN | 21-027-24-31-0010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,636 sqft Living Area |
| Gross Area | 7,729 sqft |
| 1st Floor Area | 3,636 sqft |
| Basement Area | 4,093 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 96 ft deep x 44 ft wide |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Deck Area | 360 sqft |
| Patio Area | 640 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 10728 JAMES CIR |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55431-4156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLOCK 001 A NINE MILE BLUFF 44X96X126X127X218 |
| Legal Range | 24 |
| Legal Township | 027 |
| Legal Section | 21 |
| Legal Quarter | 31 |
| Legal Subdivision | NINE MILE BLUFF |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 25801 |
10728 James Cir is owned and occupied by an individual who bought it in March 2022.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10728 JAMES CIR, MINNEAPOLIS, MN 55431-4156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2022 · Amount on File |
| Deed Sale | Mar 8, 2022 · Amount on File |
| Prior Sale | Mar 4, 2022 · Amount on File |
| Deed Document Number | 202211085241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Mar 8, 2022 |
| Property Address | 10728 JAMES CIR, BLOOMINGTON, MN 55431-4156 |
| Document Number | 0A11085241 |
| Instrument Date | Mar 4, 2022 |
| Instrument | A11085241 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,073.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10728 JAMES CIR, BLOOMINGTON, MN 55431-4156 |
| Document Number | 0A11085242 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | A11085242 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 10728 James Cir was $8,896.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Bloomington City |
| Unified School District | Bloomington Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,896.00 | $618,600 Land $237,300 Building $381,300 | $618,600 Land $237,300 Building $381,300 |
| 2023 | $6,778.00 Homeowner's exemption | ||
| 2022 | $562,700 Land $198,600 Building $364,100 | $562,700 Land $198,600 Building $364,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10728 James Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10728 James Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bloomington serves 91,300 people · EPA ID MN1270001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, T-Mobile.
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