10733 Cheryl Turn, Waldorf, MD 20603 Property Records

Charles County property record for 10733 Cheryl Turn, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,316 sqft · built 2019
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on File
Last Sale$625,000 (Jun 2022)
Tax Bill$23,946 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-357605

Property Details

APN / Parcel Number

Primary APN06-357605
Alternative APN
  • 357605

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,316 sqft Living Area
Gross Area4,676 sqft
1st Floor Area1,480 sqft
Basement Area1,184 sqft
Finished Basement1,184 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,013 sqft (0.161 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number357605
Street Address10733 CHERYL TURN
CityWALDORF
StateMD
Zip20603-6912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 148 0.1608 AC CHRISTOPHER POINTE
Legal SubdivisionCHRISTOPHER POINTE
Legal Block2
Legal Lot Number148
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850706

Owner

10733 Cheryl Turn is owned and occupied by two individuals who bought it in June 2022.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address10733 CHERYL TURN, WALDORF, MD 20603-6912
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Dec 18, 2019Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Sep 4, 2019Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2022 · Amount on File
Deed SaleJun 24, 2022 · Amount on File
Prior SaleDec 18, 2019 · Amount on File
Deed Book / Page12609 / 353
Record UpdatedOct 29, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJun 24, 2022
Property Address10733 CHERYL TURN, WALDORF, MD 20603-6912
Document Number0126090353
Book / Page12609 / 353
Map ReferenceMB 60 PG 695-699
Instrument DateJun 9, 2022
Transaction TypeTransfer
Record UpdatedJul 8, 2022
Title CompanyAWO TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10733 CHERYL TURN, WALDORF, MD 20603-6912

Mortgage

Document Number0012609361
DateJun 24, 2022
Instrument12609/361
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address10733 CHERYL TURN, WALDORF, MD 20603-6912
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0112860023
DateAug 24, 2020
Book Page11286/23
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateDec 18, 2019
Property Address10733 CHERYL TURN, WALDORF, MD 20603-6912
Document Number0109200042
Book / Page10920 / 042
Map ReferenceMB 60 PG 695-699
Instrument DateDec 13, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyNVR SETMNT SVCS OF MD INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,113.98
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address10733 CHERYL TURN, WALDORF, MD 20603-6912

Mortgage

Document Number10920046
DateDec 18, 2019
Instrument10920/046
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateSep 4, 2019
Property Address10733 CHERYL TURN, WALDORF, MD 20603-6912
Document Number0107690153
Book / Page010769 / 000153
Instrument DateJul 18, 2019
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount on Record
Tax$128.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10003 DEREKWOOD LN #204 LANHAM SEABROOK MD 207064875, 204, LANHAM SEABROOK, MD 20706-4875
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10733 Cheryl Turn was $23,946.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$603,300$635,500 Land $155,000 Building $480,500
2025$23,946.00
2023$8,799.00$500,467$538,900 Land $155,000 Building $383,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10733 Cheryl Turn in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10733 Cheryl Turn is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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