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10705 Cheryl Turn, Waldorf, MD 20603 Property Records

Charles County property record for 10705 Cheryl Turn, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details4 ba · 4,221 sqft · built 2020
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (May 2023)
Tax Bill$23,848 (2025)
Deeds & MortgagesMay 2023 Sale
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-357602

Property Details

APN / Parcel Number

Primary APN06-357602
Alternative APN
  • 357602

Interior

Full Baths4 Baths
Stories2 Stories
Building Area4,221 sqft Living Area
Gross Area4,601 sqft
1st Floor Area1,427 sqft
Basement Area1,142 sqft
Finished Basement1,142 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area113 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number357602
Street Address10705 CHERYL TURN
CityWALDORF
StateMD
Zip20603-6912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 145 0.1803 AC CHRISTOPHER POINTE
Legal SubdivisionCHRISTOPHER POINTE
Legal Block2
Legal Lot Number145
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850706

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10705 CHERYL TURN, WALDORF, MD 20603-6912
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 4, 2023Deed, Transfer
SIM TITLES LLC
Mar 1, 2021Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
May 27, 2020Deed, Transfer · VA Mortgage
NVR MORTGAGE FINANCE INC
Feb 5, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2023 · Amount on Record
Deed SaleMay 4, 2023 · Amount on Record
Prior SaleMay 27, 2020 · Amount on Record
Deed Book / Page12923 / 191
Record UpdatedOct 29, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMay 4, 2023
Property Address10705 CHERYL TURN, WALDORF, MD 20603-6912
Document Number0129230191
Book / Page12923 / 191
Map ReferenceMB 60 PG 695-699
Instrument DateApr 3, 2023
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanySIM TITLES LLC

Transaction

AmountAmount Recorded
Tax$1,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10705 CHERYL TURN, WALDORF, MD 20603-6912

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address10705 CHERYL TURN, WALDORF, MD 20603-6912
Transaction TypeMortgage
Record UpdatedMay 5, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address10705 CHERYL TURN, WALDORF, MD 20603-6912

Mortgage

Document Number0116490462
DateMar 1, 2021
Book Page11649/462
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMay 27, 2020
Property Address10705 CHERYL TURN, WALDORF, MD 20603-6912
Document Number0111430210
Book / Page11143 / 210
Map ReferenceMB 60 PG 695-699
Instrument DateMay 22, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyNVR SETMNT SVCS OF MD INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,344.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10705 CHERYL TURN, WALDORF, MD 20603-6912

Mortgage

Document Number11143214
DateMay 27, 2020
Instrument11143/214
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateFeb 5, 2020
Property Address10705 CHERYL TURN, WALDORF, MD 20603-6912
Document Number0109900397
Book / Page010990 / 000397
Instrument DateJan 29, 2020
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$128.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10003 DEREKWOOD LN #204 LANHAM SEABROOK MD 207064875, 204, LANHAM SEABROOK, MD 20706-4875
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$600,100 (+21.02%)$632,800 (+18.35%) Land $157,100 Building $475,700
2025$23,848.00 (+172.92%)
2023$8,738.00$495,867$534,700 Land $157,100 Building $377,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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