10741 Cheryl Turn, Waldorf, MD 20603 Property Records

Charles County property record for 10741 Cheryl Turn, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,053 sqft · built 2020
Lot Size0.162 acres (7,057 sqft)
Owner2 Individual Names on File
Last Sale$457,265 (May 2020)
Tax Bill$21,740 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-357607

Property Details

APN / Parcel Number

Primary APN06-357607
Alternative APN
  • 357607

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,053 sqft Living Area
Gross Area3,549 sqft
1st Floor Area1,696 sqft
Basement Area1,357 sqft
Finished Basement1,357 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,057 sqft (0.162 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number357607
Street Address10741 CHERYL TURN
CityWALDORF
StateMD
Zip20603-6912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 150 0.1615 AC CHRISTOPHER POINTE
Legal SubdivisionCHRISTOPHER POINTE
Legal Block2
Legal Lot Number150
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850706

Owner

10741 Cheryl Turn is owned and occupied by two individuals who bought it in May 2020.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address10741 CHERYL TURN, WALDORF, MD 20603-6912
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
May 13, 2020Deed, Transfer · VA Mortgage
NVR MORTGAGE FINANCE INC
Feb 7, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2020 · Amount on File
Deed SaleMay 13, 2020 · Amount on File
Prior SaleFeb 7, 2020 · Amount on File
Deed Book / Page11126 / 134
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address10741 CHERYL TURN, WALDORF, MD 20603-6912
Transaction TypeMortgage
Record UpdatedFeb 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10741 CHERYL TURN, WALDORF, MD 20603-6912

Mortgage

Document Number0123740294
DateFeb 4, 2022
Book Page12374/294
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMay 13, 2020
Property Address10741 CHERYL TURN, WALDORF, MD 20603-6912
Document Number0111260134
Book / Page11126 / 134
Map ReferenceMB 60 PG 695-699
Instrument DateMay 8, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyNVR SETTLEMENT SERVICES

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,572.66
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10741 CHERYL TURN, WALDORF, MD 20603-6912

Mortgage

Document Number11126138
DateMay 13, 2020
Instrument11126/138
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateFeb 7, 2020
Property Address10741 CHERYL TURN, WALDORF, MD 20603-6912
Document Number0109930382
Book / Page010993 / 000382
Instrument DateJan 23, 2020
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount on Record
Tax$128.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10003 DEREKWOOD LN LANHAM SEABROOK MD 207064362, LANHAM SEABROOK, MD 20706-4362
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10741 Cheryl Turn was $21,740.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$520,033$552,700 Land $155,000 Building $397,700
2025$21,740.00
2023$7,655.00$414,133$454,700 Land $155,000 Building $299,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10741 Cheryl Turn in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10741 Cheryl Turn is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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