1. Home
  2. Maryland
  3. Charles County
  4. Waldorf
  5. Cheryl Turn

10709 Cheryl Turn, Waldorf, MD 20603 Property Records

Charles County property record for 10709 Cheryl Turn, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,743 sqft · built 2020
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Aug 2020)
Tax Bill$22,185 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN06-357603

Property Details

APN / Parcel Number

Primary APN06-357603
Alternative APN
  • 357603

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,743 sqft Living Area
Gross Area4,143 sqft
1st Floor Area1,244 sqft
Basement Area995 sqft
Finished Basement995 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,013 sqft (0.161 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area147 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number357603
Street Address10709 CHERYL TURN
CityWALDORF
StateMD
Zip20603-6912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 146 0.1609 AC CHRISTOPHER POINTE
Legal SubdivisionCHRISTOPHER POINTE
Legal Block2
Legal Lot Number146
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850706

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10709 CHERYL TURN, WALDORF, MD 20603-6912
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2020Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
Jan 13, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2020 · Amount on File
Deed SaleAug 5, 2020 · Amount on File
Prior SaleJan 13, 2020 · Amount on File
Deed Book / Page11257 / 200
Record UpdatedOct 29, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateAug 5, 2020
Property Address10709 CHERYL TURN, WALDORF, MD 20603-6912
Document Number0112570200
Book / Page11257 / 200
Map ReferenceMB 60 PG 695-699
Instrument DateJul 30, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyNVR SETMNT SVCS OF MD INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,862.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10709 CHERYL TURN, WALDORF, MD 20603-6912

Mortgage

Document Number11257205
DateAug 5, 2020
Instrument11257/205
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateJan 13, 2020
Property Address10709 CHERYL TURN, WALDORF, MD 20603-6912
Document Number0109530417
Book / Page010953 / 000417
Instrument DateJan 8, 2020
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount on Record
Tax$128.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10003 DEREKWOOD LN LANHAM SEABROOK MD 207064362, LANHAM SEABROOK, MD 20706-4362
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$557,100 (+20.97%)$586,000 (+17.36%) Land $155,000 Building $431,000
2025$22,185.00 (+177.21%)
2023$8,003.00 Homeowner's exemption$460,533$499,300 Land $155,000 Building $344,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Cheryl Turn

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures