Charles County property record for 10736 Cheryl Turn, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,806 sqft · built 2020 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,085 (Mar 2020) |
| Tax Bill | $22,276 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-357595 |
| Primary APN | 06-357595 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,806 sqft Living Area |
| Gross Area | 4,206 sqft |
| 1st Floor Area | 1,268 sqft |
| Basement Area | 1,010 sqft |
| Finished Basement | 1,010 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,275 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 129 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 357595 |
|---|---|
| Street Address | 10736 CHERYL TURN |
| City | WALDORF |
| State | MD |
| Zip | 20603-6913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 46 0.1665AC CHRISTOPHER POINTE |
| Legal Subdivision | CHRISTOPHER POINTE |
| Legal Block | 2 |
| Legal Lot Number | 46 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850706 |
10736 Cheryl Turn is owned and occupied by an individual who bought it in March 2020.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10736 CHERYL TURN, WALDORF, MD 20603-6913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 3, 2020 | Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Nov 18, 2019 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on File |
| Deed Sale | Mar 3, 2020 · Amount on File |
| Prior Sale | Nov 18, 2019 · Amount on File |
| Deed Book / Page | 11029 / 351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10736 CHERYL TURN, WALDORF, MD 20603-6913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BETTERS LAW TTL & SETMNT LLC |
| Name | Verified Name |
|---|---|
| Address | 10736 CHERYL TURN, WALDORF, MD 20603-6913 |
| Document Number | 0115320204 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 11532/204 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 3, 2020 |
| Property Address | 10736 CHERYL TURN, WALDORF, MD 20603-6913 |
| Document Number | 0110290351 |
| Book / Page | 11029 / 351 |
| Map Reference | MB 60 PG 695-699 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.86 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10736 CHERYL TURN, WALDORF, MD 20603-6913 |
| Document Number | 1102355 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 1102/355 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 18, 2019 |
| Property Address | 10736 CHERYL TURN, WALDORF, MD 20603-6913 |
| Document Number | 0108770294 |
| Book / Page | 010877 / 000294 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $128.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10003 DEREKWOOD LN #204 LANHAM SEABROOK MD 207064875, 204, LANHAM SEABROOK, MD 20706-4875 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 10736 Cheryl Turn was $22,276 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,933 | $584,000 Land $155,000 Building $429,000 | |
| 2025 | $22,276.00 | ||
| 2023 | $8,044.00 Homeowner's exemption | $457,933 | $493,800 Land $155,000 Building $338,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10736 Cheryl Turn in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10736 Cheryl Turn is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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