1058 Graystone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1058 Graystone Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,604 sqft · built 2018
Lot Size	0.139 acres (6,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,000 (Oct 2023)
Tax Bill	$8,552 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-308-006`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-308-006`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,596 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1058 GRAYSTONE RD
City	HOLLAND
State	MI
Zip	49423-8859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 43 COBBLESTONE NO. 2 SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE #2
Legal Lot Number	43
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2002
Census Tract	32200

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1058 GRAYSTONE RD, HOLLAND, MI 49423-8859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
May 13, 2021	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
May 21, 2018	Warranty Deed, Subdivision Related Transfer NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	202315207
Deed Book / Page	4895 / 94
Last Transfer Date	May 16, 2025
Transfer Doc	005035/256
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 16, 2023
Property Address	1058 GRAYSTONE RD, HOLLAND, MI 49423-8859
Document Number	0004895/94
Book / Page	4895 / 94
Map Reference	LB 15 PG 64
Instrument Date	Oct 12, 2023
Instrument	2023015207
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,895.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1058 GRAYSTONE RD, HOLLAND, MI 49423-8859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 GRAYSTONE RD, HOLLAND, MI 49423-8859

Mortgage

Document Number	2023015208
Date	Oct 16, 2023
Instrument	2023015208

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1058 GRAYSTONE RD, HOLLAND, MI 49423-8859
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004205/608
Date	Dec 18, 2017
Book Page	4205/608
Instrument	4205-608

Lender

Name	CHEMICAL BANK
Type	Bank
Address	GRANDVILLE, MI 49418

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1058 GRAYSTONE RD, HOLLAND, MI 49423-8859
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004463/158
Date	May 18, 2020
Book Page	4463/158

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1058 GRAYSTONE RD, HOLLAND, MI 49423-8859
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004619/103
Date	May 13, 2021
Book Page	4619/103

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 21, 2018
Property Address	1058 GRAYSTONE RD, HOLLAND, MI 49423-8859
Document Number	004247/544
Book / Page	4247 / 544
Map Reference	LB15 PG64
Instrument Date	May 11, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TITLE AGEC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,790.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 S RIVER AVE STE 100, 148, HOLLAND, MI 49423-2871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 MONTOSE AVE 121, 121, HOLLAND, MI 49423-7819

Mortgage

Document Number	0004247546
Date	May 21, 2018
Instrument	4247/546

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,600 (+35.96%) Land $23,400 Building $204,200	$455,200 (+35.96%) Land $46,800 Building $408,400
2025	$8,552.00
2023		$167,400 Land $17,900 Building $149,500	$334,800 Land $35,800 Building $299,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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