107 Smithwick Trl, Guyton, GA 31312 Property Records

Effingham County property record for 107 Smithwick Trl, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,126 sqft · built 2017
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (May 2020)
Tax Bill	$3,792 (2025)
Deeds & Mortgages	Oct 2017 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0416A-037-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-037-000`
Alternative APNs	`0416A037` `13849`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,126 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13849
Street Address	107 SMITHWICK TRL
City	GUYTON
State	GA
Zip	31312-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.17 AC LOT 37 (OUT 416-20A)
Legal Subdivision	SADDLECLUB AT BELMONT GLEN
Legal Lot Number	37
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 SMITHWICK TRL, GUYTON, GA 31312-7136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 26, 2020	Warranty Deed, Transfer · VA Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	20201374
Deed Book / Page	2595 / 182
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	107 SMITHWICK TRL, GUYTON, GA 31312-7136
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002433/218
Date	Oct 19, 2017
Book Page	2433/218
Instrument	009344

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 26, 2020
Property Address	107 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	002595/182
Book / Page	2595 / 182
Instrument Date	May 26, 2020
Instrument	2020-001374
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SMITHWICK TRL, GUYTON, GA 31312-7136

Mortgage

Document Number	0000002595/0000000184
Date	May 27, 2020
Book Page	0000002595/0000000184
Instrument	004992

Lender

Name	TRUIST BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,305 (+5.68%) Land $22,800 Building $139,505	$405,762 (+5.68%) Land $57,000 Building $348,762
2025	$3,792.00 (+6.88%) Homeowner's exemption	$153,585 (+2.51%) Land $22,800 Building $130,785	$383,962 (+2.51%) Land $57,000 Building $326,962
2024	$3,548.00 (+25.02%) Homeowner's exemption	$149,826 (+2.27%) Land $22,800 Building $127,026	$374,565 (+2.27%) Land $57,000 Building $317,565
2023	$2,838.00 (-15.69%) Homeowner's exemption	$146,506 (+18.7%) Land $18,800 Building $127,706	$366,264 (+18.7%) Land $47,000 Building $319,264
2022	$3,366.00 Homeowner's exemption	$123,428 Land $18,000 Building $105,428	$308,570 Land $45,000 Building $263,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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