Effingham County property record for 108 Smithwick Trl, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,322 sqft · built 2009 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,490 (Sep 2009) |
| Tax Bill | $3,684 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0416A-115-000 |
| Primary APN | 0416A-115-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,322 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 400 sqft |
| Pool Area | 299 sqft |
| Porch | Open Porch |
| Porch Area | 333 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13927 |
|---|---|
| Street Address | 108 SMITHWICK TRL |
| City | GUYTON |
| State | GA |
| Zip | 31312-7135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .17 AC LOT 115 (OUT 416-20A) |
| Legal Subdivision | SADDLECLUB @ BELMONT |
| Legal Lot Number | 115 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0416A-115-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2009 · Amount on Record |
| Deed Sale | Sep 25, 2009 · Amount on Record |
| Deed Document Number | 051-2009-001839 |
| Deed Book / Page | 1884 / 348 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 108 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 108 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Document Number | 0000002617/0000000055 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 0000002617/0000000055 |
| Instrument | 008457 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2040 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,684.00 (+12.35%) Homeowner's exemption | $132,656 (+4.68%) Land $22,800 Building $109,856 | $331,640 (+4.68%) Land $57,000 Building $274,640 |
| 2024 | $3,279.00 (+27.94%) Homeowner's exemption | $126,722 (+4.56%) Land $22,800 Building $103,922 | $316,805 (+4.56%) Land $57,000 Building $259,805 |
| 2023 | $2,563.00 (-19.15%) Homeowner's exemption | $121,194 (+17.09%) Land $18,800 Building $102,394 | $302,985 (+17.09%) Land $47,000 Building $255,985 |
| 2022 | $3,170.00 Homeowner's exemption | $103,507 Land $18,000 Building $85,507 | $258,768 Land $45,000 Building $213,768 |
Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 99 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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