105 Smithwick Trl, Guyton, GA 31312 Property Records

Effingham County property record for 105 Smithwick Trl, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,719 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$424,000 (Jun 2026)
Tax Bill	$5,144 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0416A-036-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-036-000`
Alternative APNs	`0416A036` `13848`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,719 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	345 sqft
Porch	Slab
Porch Area	255 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13848
Street Address	105 SMITHWICK TRL
City	GUYTON
State	GA
Zip	31312-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.17 AC LOT 36 (OUT 416-20A)
Legal Subdivision	SADDLECLUB AT BELMONT GLEN
Legal Phase	1
Legal Lot Number	36
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

105 Smithwick Trl is owned and occupied by an individual who bought it in June 2026.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	105 SMITHWICK TRL, GUYTON, GA 31312-7136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Special Warranty Deed, Transfer
Jun 29, 2026	Special Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 19, 2022	Warranty Deed, Transfer
Jul 12, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK
Mar 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Jun 29, 2026 · Amount on File
Deed Document Number	20265682
Deed Book / Page	3053 / 574
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 29, 2026
Property Address	105 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	0000005681
Book / Page	3053 / 571
Instrument Date	Jun 26, 2026
Instrument	20265681
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 29, 2026
Property Address	105 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	0000005682
Book / Page	3053 / 574
Instrument Date	Jun 26, 2026
Instrument	20265682
Transaction Type	Transfer
Record Updated	Aug 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SMITHWICK TRL, GUYTON, GA 31312-7136

Mortgage

Document Number	3053000577,
Date	Jun 29, 2026
Book Page	3053/577

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 19, 2022
Property Address	105 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	002779/270
Book / Page	2779 / 270
Instrument Date	Apr 19, 2022
Instrument	2022-001151
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SMITHWICK TRL, GUYTON, GA 31312-7136

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 12, 2018
Property Address	105 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	002477/676
Book / Page	2477 / 676
Instrument Date	Jul 12, 2018
Instrument	2018-001794
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SMITHWICK TRL, GUYTON, GA 31312-7136

Mortgage

Document Number	2477/677
Date	Jul 16, 2018
Book Page	2477/677
Instrument	006134

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 7, 2018
Property Address	105 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	00064/2455
Book / Page	64 / 2455
Instrument Date	Mar 7, 2018
Instrument	2018-000514
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212428, AUGUSTA, GA 30917-2428
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 105 Smithwick Trl was $5,144 with a homeowner's exemption.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,797 (+4.46%) Land $22,800 Building $138,997	$404,493 (+4.46%) Land $57,000 Building $347,493
2025	$5,144.00 Homeowner's exemption	$154,893 Land $22,800 Building $132,093	$387,233 Land $57,000 Building $330,233
2022	$3,416.00	$120,606 Land $18,000 Building $102,606	$301,514 Land $45,000 Building $256,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Smithwick Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Smithwick Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smithwick Trl

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