103 Smithwick Trl, Guyton, GA 31312 Property Records

Effingham County property record for 103 Smithwick Trl, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,638 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individuals on Record
Last Sale	$244,700 (Aug 2018)
Tax Bill	$3,878 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0416A-035-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-035-000`
Alternative APNs	`0416A035` `13847`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,638 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	300 sqft
Porch	Patio
Porch Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13847
Street Address	103 SMITHWICK TRL
City	GUYTON
State	GA
Zip	31312-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.16 AC LOT 35 OUT 416-20A
Legal Subdivision	SADDLECLUB AT BELMONT GLEN
Legal Phase	1
Legal Lot Number	35
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County assessment roll, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	103 SMITHWICK TRL, GUYTON, GA 31312-7136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2018	Deed of Trust, Mortgage QUEENSBOROUGH NATIONAL BANK
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE
Aug 15, 2018	Warranty Deed, Subdivision Related Transfer
Mar 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	20182174
Deed Book / Page	2483 / 550
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	103 SMITHWICK TRL, GUYTON, GA 31312-7136
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002455/75
Date	Mar 9, 2018
Book Page	2455/75
Instrument	001948

Lender

Name	QUEENSBOROUGH NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2019

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	103 SMITHWICK TRL, GUYTON, GA 31312-7136
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SMITHWICK TRL, GUYTON, GA 31312-7136

Mortgage

Document Number	0000002483/0000000551
Date	Aug 20, 2018
Book Page	0000002483/0000000551
Instrument	007246

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 15, 2018
Property Address	103 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	002483/550
Book / Page	2483 / 550
Instrument Date	Aug 15, 2018
Instrument	2018-002174
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SMITHWICK TRL, GUYTON, GA 31312-7136

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 7, 2018
Property Address	103 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	00074/2455
Book / Page	74 / 2455
Instrument Date	Mar 7, 2018
Instrument	2018-000512
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212428, AUGUSTA, GA 30917-2428
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,878.00 (+11.53%) Homeowner's exemption	$152,563 (+6.47%) Land $22,800 Building $129,763	$381,407 (+6.47%) Land $57,000 Building $324,407
2024	$3,477.00 (+26.67%) Homeowner's exemption	$143,290 (+3.3%) Land $22,800 Building $120,490	$358,224 (+3.3%) Land $57,000 Building $301,224
2023	$2,745.00 (-16.06%) Homeowner's exemption	$138,717 (+18.5%) Land $18,800 Building $119,917	$346,793 (+18.51%) Land $47,000 Building $299,793
2022	$3,270.00 Homeowner's exemption	$117,056 Land $18,000 Building $99,056	$292,639 Land $45,000 Building $247,639

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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