Effingham County property record for 102 Smithwick Trl, Guyton, GA 31312 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,052 sqft · built 2015 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,900 (Mar 2020) |
| Tax Bill | $5,531 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0416A-118-000 |
| Primary APN | 0416A-118-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,052 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 400 sqft |
| Porch | Enclosed Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13930 |
|---|---|
| Street Address | 102 SMITHWICK TRL |
| City | GUYTON |
| State | GA |
| Zip | 31312-7135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .17 AC LOT 118 (OUT 416-20A) |
| Legal Subdivision | SADDLECLUB @ BELMONT |
| Legal Phase | 1 |
| Legal Lot Number | 118 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0416A-118-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 03, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Aug 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Sep 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Mar 18, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2020 · Amount on Record |
| Deed Sale | Mar 18, 2020 · Amount on Record |
| Prior Sale | Jun 29, 2015 · Amount on Record |
| Deed Document Number | 0002580934 |
| Deed Book / Page | 2580 / 934 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 102 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 102 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Document Number | 0000002857/0000000825 |
|---|---|
| Date | Jul 03, 2023 |
| Book Page | 0000002857/0000000825 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 102 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 102 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Document Number | 0000002992/0000000414 |
|---|---|
| Date | Aug 28, 2025 |
| Book Page | 0000002992/0000000414 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 102 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 102 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Document Number | 0000002722/0000000184 |
|---|---|
| Date | Sep 07, 2021 |
| Book Page | 0000002722/0000000184 |
| Instrument | 010898 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 18, 2020 |
| Property Address | 102 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Document Number | 002580/934 |
| Book / Page | 2580 / 934 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 2020-000750 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 SMITHWICK TRL, GUYTON, GA 31312-7135 |
| Document Number | 0000002580/0000000936 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 0000002580/0000000936 |
| Instrument | 002692 |
| Name | QUICKEN LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,531.00 (+15.25%) | $167,433 (+7.5%) Land $22,800 Building $144,633 | $418,583 (+7.5%) Land $57,000 Building $361,583 |
| 2024 | $4,799.00 (+8.11%) | $155,757 (+2.3%) Land $22,800 Building $132,957 | $389,393 (+2.3%) Land $57,000 Building $332,393 |
| 2023 | $4,439.00 (+10.34%) | $152,253 (+18.83%) Land $18,800 Building $133,453 | $380,633 (+18.83%) Land $47,000 Building $333,633 |
| 2022 | $4,023.00 | $128,131 Land $18,000 Building $110,131 | $320,327 Land $45,000 Building $275,327 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force 40 of 40 on primary residences |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009, rainfall accumulation |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures