107 Ruby Trl, Guyton, GA 31312 Property Records

Effingham County property record for 107 Ruby Trl, Guyton, GA 31312 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4 Baths
Year Built	Built 2019
Square Footage	3,542 sqft Heated Area
Lot Size	26,136 sqft (0.6 acres)
Garage	660 sqft
Occupancy	Owner Occupied
Last Sale	$605,000 (2025)
Tax Bill	$2,449.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0351A-026-000`
Alternative APNs	`0351A026` `7335`

Interior

Full Baths	4 Baths
Building Area	3,542 sqft Heated Area
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	26,136 sqft (0.6 acres)
Garage Area	660 sqft Garage

Exterior Amenities

Deck Area	520 sqft Deck
Patio Area	520 sqft Patio
Porch	Open Porch
Porch Area	339 sqft Porch
Utility Building	168 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	7335
Old Parcel Number	0351A026
Street Address	107 RUBY TRL
City	GUYTON
State	GA
Zip	31312-7001
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.60 AC LOT 26 (OUT 351-1)
Legal Subdivision	EMERALD PLANTATION
Legal Block	I
Legal Lot Number	26
Jurisdiction	EFFINGHAM GA
Minor Civil Division	RINCON
Census Blockgroup	2
Census Block	2012
Census Tract	30404

Owner

Source: Effingham County records · APN 0351A-026-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 RUBY TRL, GUYTON, GA 31312-7001
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2025	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS
May 01, 2018	Limited Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage CERTAINTY HOME LOANS
May 01, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2025 · Amount on Record
Deed Sale	Jun 02, 2025 · Amount on Record
Prior Sale	May 01, 2018 · Amount on Record
Deed Doc Number	0000297636
Deed Book / Page	2976 / 36
Record Refreshed	Jun 08, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 02, 2025
Property Address	107 RUBY TRL, GUYTON, GA 31312-7001
Document Number	0002976/36
Book / Page	2976 / 36
Instrument Date	May 30, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 RUBY TRL, GUYTON, GA 31312-7001

Mortgage

Document Number	0000297641
Date	Jun 02, 2025
Instrument	2976/41

Lender

Name	EMM LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 01, 2055

May 2018: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 01, 2018
Property Address	107 RUBY TRL, GUYTON, GA 31312-7001
Document Number	002465/291
Book / Page	2465 / 291
Instrument Date	May 01, 2018
Instrument	2018-001066
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 RUBY TRL, GUYTON, GA 31312-7001

Mortgage

Document Number	002465/292
Date	May 09, 2018
Book Page	2465/292
Instrument	003961

Lender

Name	CERTAINTY HOME LOANS
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 01, 2018
Property Address	107 RUBY TRL, GUYTON, GA 31312-7001
Document Number	002465/290
Book / Page	2465 / 290
Instrument Date	May 01, 2018
Instrument	2018-001063
Transaction Type	Transfer
Record Updated	Aug 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 RUBY TRL, GUYTON, GA 31312-7001

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,449.00 (+12.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$228,994 (+2.82%) Land $30,000 Building $198,994	$572,485 (+2.82%) Land $75,000 Building $497,485
2024	$2,177.00 (+17.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$222,721 (+15.13%) Land $30,000 Building $192,721	$556,803 (+15.13%) Land $75,000 Building $481,803
2023	$1,847.00 (-20.9%) Homeowner's exemption	$193,445 (+1.04%) Land $20,800 Building $172,645	$483,613 (+1.04%) Land $52,000 Building $431,613
2022	$2,335.00 Homeowner's exemption	$191,445 Land $18,800 Building $172,645	$478,613 Land $47,000 Building $431,613

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 80% of Georgia
Wildfire Likelihood	About 1 in 885 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

107 Ruby Trl, Guyton, GA 31312 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Limited Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Ruby Trl

Nearby Streets

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