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102 Ruby Trl, Guyton, GA 31312 Property Records

Effingham County property record for 102 Ruby Trl, Guyton, GA 31312 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,376 sqft Heated Area
Lot Size23,087 sqft (0.53 acres)
Garage600 sqft
OccupancyOwner Occupied
Last Sale$310,000 (2019)
Tax Bill$5,021.00 (2025)

Property Details

APN / Parcel Number

Primary APN0351A-002-000
Alternative APNs
  • 0351A002
  • 7311

Interior

Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,376 sqft Heated Area
Stories2 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGambrel Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area23,087 sqft (0.53 acres)
Garage Area600 sqft Garage
PorchOpen Porch
Porch Area215 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number7311
Old Parcel Number0351A002
Street Address102 RUBY TRL
CityGUYTON
StateGA
Zip31312-7000
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.53 AC LOT 2 (OUT 351-1)
Legal SubdivisionEMERALD PLANTATION
Legal Phase1
Legal Block1
Legal Lot Number2
JurisdictionEFFINGHAM GA
Minor Civil DivisionRINCON
Census Blockgroup2
Census Block2006
Census Tract30404

Owner

Source: Effingham County records · APN 0351A-002-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address102 RUBY TRL, GUYTON, GA 31312-7000
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 21, 2018Deed of Trust, Mortgage · Building or Construction Mortgage
FIDELITY BANK
Aug 15, 2019Deed of Trust, Mortgage · Stand Alone First Mortgage
BANKSOUTH MORTGAGE
Apr 07, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
STEARNS LENDING
Dec 20, 2019Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCE
Aug 08, 2019Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2019 · Amount on Record
Deed SaleDec 20, 2019 · Amount on Record
Prior SaleAug 08, 2019 · Amount on Record
Deed Doc Number0002564662
Deed Book / Page2564 / 662
Record RefreshedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address102 RUBY TRL, GUYTON, GA 31312-7000
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002467/221
DateMay 21, 2018
Book Page2467/221
Instrument004299
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 01, 2019

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address102 RUBY TRL, GUYTON, GA 31312-7000
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 RUBY TRL, GUYTON, GA 31312-7000

Mortgage

Document Number0000002540/0000000934
DateAug 15, 2019
Book Page0000002540/0000000934
Instrument006876
Lender
NameBANKSOUTH MORTGAGE
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address102 RUBY TRL, GUYTON, GA 31312-7000
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 RUBY TRL, GUYTON, GA 31312-7000

Mortgage

Document Number0000002678/0000000111
DateApr 07, 2021
Book Page0000002678/0000000111
Instrument004094
Lender
NameSTEARNS LENDING
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateDec 20, 2019
Property Address102 RUBY TRL, GUYTON, GA 31312-7000
Document Number002564/662
Book / Page2564 / 662
Instrument DateDec 20, 2019
Instrument2019-003450
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 RUBY TRL, GUYTON, GA 31312-7000

Mortgage

Document Number0000002564/0000000664
DateDec 27, 2019
Book Page0000002564/0000000664
Instrument010938
Lender
NameAMERICAN FINANCE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateAug 08, 2019
Property Address102 RUBY TRL, GUYTON, GA 31312-7000
Document Number002540/933
Book / Page2540 / 933
Instrument DateAug 08, 2019
Instrument2019-002159
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 RUBY TRL, GUYTON, GA 31312-7000

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,021.00 (+10.81%) Homeowner's exemption$203,344 (+6.38%) Land $30,000 Building $173,344$508,360 (+6.38%) Land $75,000 Building $433,360
2024$4,531.00 (+21.6%) Homeowner's exemption$191,145 (+18.11%) Land $30,000 Building $161,145$477,863 (+18.11%) Land $75,000 Building $402,863
2023$3,726.00 (-14.81%) Homeowner's exemption$161,835 (+1.25%) Land $20,800 Building $141,035$404,587 (+1.25%) Land $52,000 Building $352,587
2022$4,374.00 Homeowner's exemption$159,835 Land $18,800 Building $141,035$399,587 Land $47,000 Building $352,587

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 80% of Georgia
Wildfire LikelihoodAbout 1 in 885 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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