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109 Ruby Trl, Guyton, GA 31312 Property Records

Effingham County property record for 109 Ruby Trl, Guyton, GA 31312 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2016
Square Footage2,734 sqft Heated Area
Lot Size25,265 sqft (0.58 acres)
Garage836 sqft
OccupancyOwner Occupied
Last Sale$385,000 (2021)
Tax Bill$5,725.00 (2025)

Property Details

APN / Parcel Number

Primary APN0351A-025-000
Alternative APNs
  • 0351A025
  • 7334

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,734 sqft Heated Area
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2016
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialFiberglass Roof
Lot Area25,265 sqft (0.58 acres)
Garage Area836 sqft Garage
Porch Area355 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number7334
Street Address109 RUBY TRL
CityGUYTON
StateGA
Zip31312-7001
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.58 AC LOT 25 (OUT 351-1)
Legal SubdivisionEMERALD PLANTATION
Legal BlockI
Legal Lot Number25
JurisdictionEFFINGHAM GA
Minor Civil DivisionRINCON
Census Blockgroup2
Census Block2012
Census Tract30404

Owner

Source: Effingham County records · APN 0351A-025-000

Assessment roll updated December 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 RUBY TRL, GUYTON, GA 31312-7001
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2019Deed of Trust, Mortgage · Stand Alone Second Mortgage
DISCOVER BANK
Jul 06, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
GUILD MORTGAGE
Jun 21, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2021 · Amount on Record
Deed SaleJun 21, 2021 · Amount on Record
Prior SaleFeb 16, 2016 · Amount on Record
Deed Doc Number20212079
Deed Book / Page2704 / 465
Record RefreshedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address109 RUBY TRL, GUYTON, GA 31312-7001
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 RUBY TRL, GUYTON, GA 31312-7001

Mortgage

Document Number0000002562/0000000540
DateDec 17, 2019
Book Page0000002562/0000000540
Instrument010605
Lender
NameDISCOVER BANK
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term108 Months
DueJan 01, 2029

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address109 RUBY TRL, GUYTON, GA 31312-7001
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 RUBY TRL, GUYTON, GA 31312-7001

Mortgage

Document Number0000002704/0000000467
DateJul 06, 2021
Book Page0000002704/0000000467
Instrument008134
Lender
NameGUILD MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateJun 21, 2021
Property Address109 RUBY TRL, GUYTON, GA 31312-7001
Document Number002704/465
Book / Page2704 / 465
Instrument DateJun 21, 2021
Instrument2021-002079
Transaction TypeTransfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 RUBY TRL, GUYTON, GA 31312-7001

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,725.00 (+3.9%) Homeowner's exemption$177,301 (-2.52%) Land $30,000 Building $147,301$443,253 (-2.52%) Land $75,000 Building $368,253
2024$5,510.00 (+21.82%)$181,888 (+16.86%) Land $30,000 Building $151,888$454,721 (+16.86%) Land $75,000 Building $379,721
2023$4,523.00 (-4.64%)$155,650 (+1.3%) Land $20,800 Building $134,850$389,126 (+1.3%) Land $52,000 Building $337,126
2022$4,743.00$153,650 Land $18,800 Building $134,850$384,126 Land $47,000 Building $337,126

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 80% of Georgia
Wildfire LikelihoodAbout 1 in 885 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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