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105 Ruby Trl, Guyton, GA 31312 Property Records

Effingham County property record for 105 Ruby Trl, Guyton, GA 31312 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage3,551 sqft Heated Area
Lot Size21,780 sqft (0.5 acres)
OccupancyOwner Occupied
Last Sale$355,400 (2020)
Tax Bill$6,754.00 (2025)

Property Details

APN / Parcel Number

Primary APN0351A-027-000
Alternative APNs
  • 0351A027
  • 7336

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,551 sqft Heated Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialFiberglass Roof
Lot Area21,780 sqft (0.5 acres)
Garage Area420 sqft Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number7336
Old Parcel Number0351A027
Street Address105 RUBY TRL
CityGUYTON
StateGA
Zip31312-7001
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.50 AC LOT 27 (OUT 351-1)
Legal SubdivisionEMERALD PLANTATION
Legal Phase1
Legal BlockI
Legal Lot Number27
JurisdictionEFFINGHAM GA
Minor Civil DivisionRINCON
Census Blockgroup2
Census Block2012
Census Tract30404

Owner

Source: Effingham County records · APN 0351A-027-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address105 RUBY TRL, GUYTON, GA 31312-7001
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
HOME POINT FINANCIAL
Oct 12, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE
Oct 23, 2020Warranty Deed, Subdivision Related Transfer
Feb 05, 2020Warranty Deed, Transfer
Feb 05, 2020Warranty Deed, Transfer
May 08, 2018Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2020 · Amount on Record
Deed SaleOct 23, 2020 · Amount on Record
Prior SaleFeb 05, 2020 · Amount on Record
Deed Doc Number0002633130
Deed Book / Page2633 / 130
Record RefreshedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address105 RUBY TRL, GUYTON, GA 31312-7001
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 RUBY TRL, GUYTON, GA 31312-7001

Mortgage

Document Number0000002633/0000000132
DateOct 26, 2020
Book Page0000002633/0000000132
Instrument011070
Lender
NameHOME POINT FINANCIAL
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address105 RUBY TRL, GUYTON, GA 31312-7001
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 RUBY TRL, GUYTON, GA 31312-7001

Mortgage

Document Number0000002732/0000000091
DateOct 12, 2021
Book Page0000002732/0000000091
Instrument012388
Lender
NameFREEDOM MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateOct 23, 2020
Property Address105 RUBY TRL, GUYTON, GA 31312-7001
Document Number002633/130
Book / Page2633 / 130
Instrument DateOct 23, 2020
Instrument2020-003077
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 RUBY TRL, GUYTON, GA 31312-7001
InvestorPossibly a Property Investor

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateFeb 05, 2020
Property Address105 RUBY TRL, GUYTON, GA 31312-7001
Document Number002573/279
Book / Page2573 / 279
Instrument DateFeb 05, 2020
Instrument2020-000357
Transaction TypeTransfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 W FAIRMONT AVE STE 206, 206, SAVANNAH, GA 31406-3457
InvestorPossibly a Property Investor

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateFeb 05, 2020
Property Address105 RUBY TRL, GUYTON, GA 31312-7001
Document Number002573/133
Book / Page2573 / 133
Instrument DateFeb 05, 2020
Instrument2020-000345
Transaction TypeTransfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1247, RICHMOND HILL, GA 31324-1247
InvestorPossibly a Property Investor

May 2018: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionEFFINGHAM GA
Recording DateMay 08, 2018
Property Address105 RUBY TRL, GUYTON, GA 31312-7001
Document Number002467/212
Book / Page2467 / 212
Instrument DateMay 08, 2018
Instrument2018-001059
Transaction TypeTransfer
Record UpdatedMar 22, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4113 SHADY OAKS DR, MARTINEZ, GA 30907-7911
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,754.00 (+10.36%)$208,030 (+2.43%) Land $30,000 Building $178,030$520,074 (+2.43%) Land $75,000 Building $445,074
2024$6,120.00 (+17.78%)$203,098 (+12.47%) Land $30,000 Building $173,098$507,746 (+12.47%) Land $75,000 Building $432,746
2023$5,196.00 (-4.78%)$180,578 (+1.12%) Land $20,800 Building $159,778$451,446 (+1.12%) Land $52,000 Building $399,446
2022$5,457.00$178,578 Land $18,800 Building $159,778$446,446 Land $47,000 Building $399,446

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 80% of Georgia
Wildfire LikelihoodAbout 1 in 885 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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