104 Ruby Trl, Guyton, GA 31312 Property Records

Effingham County property record for 104 Ruby Trl, Guyton, GA 31312 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2017
Square Footage	3,301 sqft Heated Area
Lot Size	29,621 sqft (0.68 acres)
Garage	315 sqft
Occupancy	Owner Occupied
Last Sale	$316,200 (2016)
Tax Bill	$4,795.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0351A-003-000`
Alternative APNs	`0351A003` `7312`

Interior

Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,301 sqft Heated Area
Stories	2 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	29,621 sqft (0.68 acres)
Garage Area	315 sqft Garage
Porch	Open Porch
Porch Area	628 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	7312
Old Parcel Number	0351A003
Street Address	104 RUBY TRL
City	GUYTON
State	GA
Zip	31312-7000
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.68 AC LOT 3 (OUT 351-1)
Legal Subdivision	EMERALD PLANTATION
Legal Block	I
Legal Lot Number	3
Jurisdiction	EFFINGHAM GA
Minor Civil Division	RINCON
Census Blockgroup	2
Census Block	2006
Census Tract	30404

Owner

Source: Effingham County records · APN 0351A-003-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	104 RUBY TRL, GUYTON, GA 31312-7000
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2016 · Amount on Record
Deed Sale	Aug 08, 2016 · Amount on Record
Prior Sale	Aug 08, 2016 · Amount on Record
Deed Doc Number	0002363519
Deed Book / Page	2363 / 519
Record Refreshed	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	104 RUBY TRL, GUYTON, GA 31312-7000
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RUBY TRL, GUYTON, GA 31312-7000

Mortgage

Document Number	0000002660/0000000174
Date	Feb 04, 2021
Book Page	0000002660/0000000174
Instrument	001328

Lender

Name	STEARNS LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,795.00 (+8.26%) Homeowner's exemption	$193,140 (-2.15%) Land $30,000 Building $163,140	$482,851 (-2.15%) Land $75,000 Building $407,851
2024	$4,429.00 (+22.21%) Homeowner's exemption	$197,375 (+13.8%) Land $30,000 Building $167,375	$493,438 (+13.8%) Land $75,000 Building $418,438
2023	$3,624.00 (-14.83%) Homeowner's exemption	$173,439 (+1.17%) Land $20,800 Building $152,639	$433,598 (+1.17%) Land $52,000 Building $381,598
2022	$4,255.00 Homeowner's exemption	$171,439 Land $18,800 Building $152,639	$428,598 Land $47,000 Building $381,598

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 80% of Georgia
Wildfire Likelihood	About 1 in 885 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.