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107 Reef Ln, #VILLA7, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 107 Reef Ln, #VILLA7, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details7 bd · 5.5 ba · 5,074 sqft · built 2014
Owner2 Company Names on Record
Last Sale$9,000,000 (Jul 2024)
Tax Bill$111,475 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jan 2020 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN24-4232-029-1490

Property Details

APN / Parcel Number

Primary APN24-4232-029-1490

Interior

Bedrooms7 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area5,074 sqft Living Area

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCondo/Apartment

Location & Zoning

Street Address107 REEF LN, 7
CityKEY BISCAYNE
StateFL
Zip33149-1806
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code5000
Legal DescriptionOCEANA KEY BISCAYNE CONDO UNIT VILLA 7 UNDIV 1.117500% INT IN COMMON ELEMENTS OFF REC 29249-0603
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionOCEANA KEY BISCAYNE CONDO
Legal Block1
Legal UnitVILLA
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1000
Census Tract4607

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address107 REEF LN, 7KYVILLA, KEY BISCAYNE, FL 33149-1806
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK
Jan 27, 2020Re-recorded Document
ATTORNEY ONLY, ATTORNEY
Dec 20, 2019Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 25, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2024 · Amount on Record
Deed SaleJul 17, 2024 · Amount on Record
Prior SaleJan 27, 2020 · Amount on Record
Deed Document Number2024540853
Deed Book / Page34318 / 4920
Prior Transfer DateDec 17, 2019
Prior Transfer Doc0000065748
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Recording DateJul 15, 2026
Property Address107 REEF LN, 7, KEY BISCAYNE, FL 33149-1806
Document Number0000479710
Book / Page35397 / 3359
Instrument DateJun 26, 2026
Instrument2026479710
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address999 BRICKELL AVE, MIAMI, FL 33131-3012

Mortgage

Document Number0000479710,
DateJul 15, 2026
Book Page35397/3359
Instrument2026479710
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2020: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionDADE FL
Recording DateJan 27, 2020
Property Address107 REEF LN # VILLA7, VILLA7, KEY BISCAYNE, FL 33149-1806
Document Number0000065748
Book / Page31794 / 2764
Map ReferenceMB 29249 PG 603
Instrument DateDec 17, 2019
Instrument2020R0065748
Record UpdatedSep 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$300.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address107 REEF LN # 7, 107, KEY BISCAYNE, FL 33149-1806

Transferred To (Grantee/Buyer)

NameVerified Name
Address18380 NE 30TH AVE, AVENTURA, FL 33160-5223

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateDec 20, 2019
Property Address107 REEF LN # VILLA7, VILLA7, KEY BISCAYNE, FL 33149-1806
Document Number0000787338
Book / Page31735 / 3500
Map ReferenceMB 29249 PG 603
Instrument DateDec 17, 2019
Instrument2019R0787338
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$33,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address107 REEF LN # 7, 107, KEY BISCAYNE, FL 33149-1806

Transferred To (Grantee/Buyer)

NameVerified Name
Address18380 NE 30TH AVE, NORTH MIAMI BEACH, FL 33160-5223

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateAug 25, 2017
Property Address107 REEF LN # VILLA7, VILLA7, KEY BISCAYNE, FL 33149-1806
Document Number0000495830
Book / Page30668 / 2980
Map ReferenceMB 29249 PG 603
Instrument DateAug 16, 2017
Instrument2017R0495830
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1900 SW 3RD AVE, 1900, MIAMI, FL 33129-1419

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 REEF LN # 7, 7, KEY BISCAYNE, FL 33149-1806

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$111,475.00 (+20.71%)$7,161,735 (+5%)$7,161,735 (+5%)
2023$92,348.00 (+23.16%)$6,820,700 (+4%)$6,820,700 (+4%)
2022$74,982.00$4,871,900$4,871,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 141 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,524 units insured
incl. 1,383 condo units
Nearby Flood Claims220 (1979–2022)
Claims Outside the SFHA1 of 220
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 60 claims
  • Hurricane Katrina, Aug 2005 · 25 claims
  • Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Hotwire Communications, Verizon.

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