Miami-Dade County property record for 103 Reef Ln, #3, Key Biscayne, FL 33149 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Details | 7 bd · 5.5 ba · 4,997 sqft · built 2014 |
| Owner | Company Name on File |
| Last Sale | $4,787,667 (Apr 2020) |
| Tax Bill | $102,103 (2025) |
| Deeds & Mortgages | Apr 2020 Sale Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-029-1450 |
| Primary APN | 24-4232-029-1450 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,997 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Condo/Apartment |
| Street Address | 103 REEF LN, 3 |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1806 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | OCEANA KEY BISCAYNE CONDO UNIT VILLA 3 UNDIV 1.100500% INT IN COMMON ELEMENTS OFF REC 29249-0603 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | OCEANA KEY BISCAYNE CONDO |
| Legal Block | 1 |
| Legal Unit | VILLA |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4607 |
Source: Miami-Dade County records · APN 24-4232-029-1450
Assessment roll updated July 21, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 103 REEF LN, KEY BISCAYNE, FL 33149-1806 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 07, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 05, 2019 | Trustee's Deed, Construction Loan · Line of Credit UNION BK&TR |
| Jul 06, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2020 · Amount on Record |
| Deed Sale | Apr 07, 2020 · Amount on Record |
| Prior Sale | Jul 06, 2017 · Amount on Record |
| Deed Document Number | 2020212431 |
| Deed Book / Page | 31886 / 3118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Apr 07, 2020 |
| Property Address | 103 REEF LN # VILLA3, VILLA3, KEY BISCAYNE, FL 33149-1806 |
| Document Number | 0000212431 |
| Book / Page | 031886 / 003118 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 212431 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $28,728.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 REEF LN KEY BISCAYNE FL 331491806, KEY BISCAYNE, FL 33149-1806 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Apr 05, 2019 |
| Property Address | 103 REEF LN # VILLA3, VILLA3, KEY BISCAYNE, FL 33149-1806 |
| Book / Page | 031391 / 004810 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 211543 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 103 REEF LN KEY BISCAYNE FL 331491806, KEY BISCAYNE, FL 33149-1806 |
| Document Number | 0000211543 |
|---|---|
| Date | Apr 05, 2019 |
| Book Page | 031391/004810 |
| Instrument | 211543 |
| Name | UNION BK&TR |
|---|---|
| Type | Bank |
| Address | 102 W MCCLOY ST, MONTICELLO, AR 71655-4319 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 04, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jul 06, 2017 |
| Property Address | 103 REEF LN # VILLA3, VILLA3, KEY BISCAYNE, FL 33149-1806 |
| Document Number | 0000382758 |
| Book / Page | 030600 / 004788 |
| Instrument Date | Jul 03, 2017 |
| Instrument | 382758 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $30,600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 REEF LN KEY BISCAYNE FL 331491806, KEY BISCAYNE, FL 33149-1806 |
Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,103.00 (+6.96%) | $6,106,761 (-10.47%) | $7,161,735 (+5%) |
| 2024 | $95,459.00 (+3.37%) | ||
| 2023 | $92,343.00 | $6,820,700 | $6,820,700 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 141 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,524 units insured 1,383 under condo master policies |
| Nearby Flood Claims | 220 (1979–2022) |
| Claims Outside the SFHA | 1 of 220 |
| Most Recent Claim | Jun 2022, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon, Xfinity, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures