105 Reef Ln, #5, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 105 Reef Ln, #5, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details7 bd · 5.5 ba · 5,000 sqft · built 2014
OwnerCompany Name on File
Last Sale$5,600,000 (Sep 2021)
Tax Bill$102,579 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-4232-029-1470

Property Details

APN / Parcel Number

Primary APN24-4232-029-1470

Interior

Bedrooms7 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area5,000 sqft Living Area

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCondo/Apartment

Location & Zoning

Street Address105 REEF LN, 5
CityKEY BISCAYNE
StateFL
Zip33149-1806
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code5000
Legal DescriptionOCEANA KEY BISCAYNE CONDO UNIT VILLA 5 UNDIV 1.101200% INT IN COMMON ELEMENTS OFF REC 29249-0603
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionOCEANA KEY BISCAYNE CONDO
Legal Block1
Legal UnitVILLA
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1000
Census Tract4607

Owner

Source: Miami-Dade County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address105 REEF LN, KEY BISCAYNE, FL 33149-1806
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 28, 2021 · Amount on Record
Deed SaleSep 28, 2021 · Amount on Record
Prior SaleApr 10, 2015 · Amount on Record
Deed Document Number2021720288
Deed Book / Page32761 / 3197
Prior Transfer DateSep 13, 2021
Prior Transfer Doc0000720288
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateSep 28, 2021
Property Address105 REEF LN # VILLA5, VILLA5, KEY BISCAYNE, FL 33149-1806
Document Number0000720288
Book / Page32761 / 3197
Map ReferenceMB 29249 PG 603
Instrument DateSep 13, 2021
Instrument2021R0720288
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$33,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3901 NW 79TH AVE # AVE104, 3901, DORAL, FL 33166-6508

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 REEF LN, KEY BISCAYNE, FL 33149-1806

Mortgage

Document Number0000720289
DateSep 28, 2021
Book Page32761/3199
Instrument2021R0720289
Lender
NameMARINERS BANK
TypeBank
AddressEDGEWATER, NJ 07020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$102,579.00 (+6.97%)$6,160,272 (-9.68%)$7,161,735 (+5%)
2024$95,898.00 (+3.4%)
2023$92,748.00 (+25.76%)$6,820,700 (+4%)$6,820,700 (+4%)
2022$73,751.00$4,871,900$4,871,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 141 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,524 units insured
incl. 1,383 condo units
Nearby Flood Claims220 (1979–2022)
Claims Outside the SFHA1 of 220
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 60 claims
  • Hurricane Katrina, Aug 2005 · 25 claims
  • Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Reef Ln

Nearby Streets

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