Calvert County property record for 10650 Ward Rd, Dunkirk, MD 20754 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,120 sqft Total Area |
| Lot Size | 31,363 sqft (0.72 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $208,000 (2017) |
| Tax Bill | $4,534.00 (2025) |
| Primary APN | 03-025861 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,120 sqft Total Area |
| Basement Area | 1,056 sqft Basement |
| Finished Basement | 1,056 sqft Finished |
| Stories | 1 Stories |
| Utility Area | 352 sqft Utility Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 31,363 sqft (0.72 acres) |
| Deck Area | 826 sqft Deck |
| Porch Area | 80 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 025861 |
|---|---|
| Street Address | 10650 WARD RD |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9728 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LTS 1 & PT OF 2 WOODLAWN FARMS |
| Legal Subdivision | WOODLAWN FARMS |
| Legal Lot Number | 1 |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 860103 |
Source: Calvert County records · APN 03-025861
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10650 WARD RD, DUNKIRK, MD 20754-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 08, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CHANGE LENDING LLC |
| Nov 09, 2018 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| May 04, 2017 | Deed, Transfer · Veterans Administration Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2017 · Amount on Record |
| Deed Sale | May 04, 2017 · Amount on Record |
| Deed Book / Page | 4987 / 54 |
| Prior Transfer Date | Apr 10, 2014 |
| Prior Transfer Doc | 0043680083 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 10650 WARD RD, DUNKIRK, MD 20754-9728 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10650 WARD RD, DUNKIRK, MD 20754-9728 |
| Document Number | 0061350217 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 6135/217 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 10650 WARD RD, DUNKIRK, MD 20754-9728 |
| Document Number | 0052940095 |
| Instrument Date | Nov 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 10650 WARD RD DUNKIRK MD 207549728, DUNKIRK, MD 20754-9728 |
| Document Number | 0052940095 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 005294/000095 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 04, 2017 |
| Property Address | 10650 WARD RD, DUNKIRK, MD 20754-9728 |
| Document Number | 0049870054 |
| Book / Page | 4987 / 054 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10650 WARD RD, DUNKIRK, MD 20754-9728 |
| Document Number | 0000498757 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 4987/57 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,534.00 (+19.82%) Homeowner's exemption | $399,600 (+9.72%) Land $153,400 Building $246,200 | $399,600 (-) Land $153,400 Building $246,200 |
| 2023 | $3,784.00 Homeowner's exemption | $364,200 | $399,600 Land $153,400 Building $246,200 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures