Howard County property record for 10665 Harding Rd, Laurel, MD 20723 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,604 sqft · built 1999 |
| Lot Size | 0.715 acres (31,145 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $238,000 (Sep 2000) |
| Tax Bill | $9,429 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-485278 |
| Primary APN | 06-485278 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,604 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 31,145 sqft (0.715 acres) |
| Garage Type | Basement |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 485278 |
|---|---|
| Street Address | 10665 HARDING RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 .715 A 10665 HARDING RD PLEASANT STREAMS |
| Legal Subdivision | PLEASANT STREAMS |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 606805 |
Source: Howard County records · APN 06-485278
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10665 HARDING RD, LAUREL, MD 20723-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2000 · Amount on Record |
| Deed Sale | Sep 01, 2000 · Amount on Record |
| Prior Sale | Jun 22, 2000 · Amount on Record |
| Deed Document Number | 2000206562 |
| Deed Book / Page | 5191 / 61 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10665 HARDING RD, LAUREL, MD 20723-1231 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | WEG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0198890048 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 19889/48 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $661,033 (+3.82%) | $709,700 (+11.47%) Land $305,000 Building $404,700 | |
| 2025 | $9,429.00 (+57.7%) Homeowner's exemption | $636,700 (+12.44%) Land $255,000 Building $381,700 | $636,700 (-) Land $255,000 Building $381,700 |
| 2023 | $566,233 (+6.64%) | $636,700 (+19.91%) Land $255,000 Building $381,700 | |
| 2022 | $5,979.00 Homeowner's exemption | $531,000 Land $245,000 Building $286,000 | $531,000 Land $245,000 Building $286,000 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996, tidal / storm surge |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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