1. Home
  2. Maryland
  3. Laurel
  4. Harding Rd

10651 Harding Rd, Laurel, MD 20723 Property Records

Howard County property record for 10651 Harding Rd, Laurel, MD 20723 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,247 sqft · built 1961
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$148,000 (May 2001)
Tax Bill$6,555 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-397611

Property Details

APN / Parcel Number

Primary APN06-397611
Alternative APNs
  • 6397611
  • 397611

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,247 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number397611
Street Address10651 HARDING RD
CityLAUREL
StateMD
Zip20723-1231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 A 10651 HARDING RD LAUREL
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group3
Census Block3003
Census Tract606805

Owner

Source: Howard County records · APN 06-397611

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10651 HARDING RD, LAUREL, MD 20723-1231
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2001 · Amount on Record
Deed SaleMay 18, 2001 · Amount on Record
Prior SaleOct 23, 2000
Deed Document Number20013477
Deed Book / Page5482 / 349
Transfer Doc0000208076
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address10651 HARDING RD, LAUREL, MD 20723-1231
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanySETTLEMENT MATTERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10651 HARDING RD, LAUREL, MD 20723-1231

Mortgage

Document Number0206630291
DateJun 28, 2021
Book Page20663/291
Lender
NameMILLENNIUM FINANCIAL GROUP INC
TypeLending Institution
AddressMIDDLETOWN, MD 21769
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 01, 2031

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$439,933 (+6.29%)$492,000 (+18.87%) Land $311,200 Building $180,800
2025$6,555.00 (+50.72%) Homeowner's exemption$413,900 (+4.65%) Land $261,200 Building $152,700$413,900 (-) Land $261,200 Building $152,700
2023$395,500$413,900 Land $261,200 Building $152,700
2022$4,349.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1996, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Harding Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures