Howard County property record for 10661 Harding Rd, Laurel, MD 20723 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,734 sqft · built 1968 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Dec 2024) |
| Tax Bill | $9,584 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-390684 |
| Primary APN | 06-390684 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,734 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Deck Area | 148 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 390684 |
|---|---|
| Street Address | 10661 HARDING RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 .460 A 10661 HARDING ROAD PLEASANT STREAMS |
| Legal Subdivision | PLEASANT STEAMS |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 606805 |
Source: Howard County records · APN 06-390684
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 370 UNIVERSITY CIR, ATHENS, GA 30605-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Nov 22, 2017 | Grant Deed, Transfer · Conventional with PMI GEORGE MASON MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Prior Sale | Nov 22, 2017 · Amount on Record |
| Prior Transfer Date | Dec 12, 2016 |
| Prior Transfer Doc | 0173330047 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10661 HARDING RD, LAUREL, MD 20723-1231 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | DISTRICT TITLE A CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0196260345 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 19626/345 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 22, 2017 |
| Property Address | 10661 HARDING RD, LAUREL, MD 20723-1231 |
| Document Number | 0179330153 |
| Book / Page | 017933 / 000153 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2017 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10661 HARDING RD LAUREL MD 207231231, LAUREL, MD 20723-1231 |
| Document Number | 179330160 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 017933/000160 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2047 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,000 (-2.27%) Land $299,500 Building $310,500 | $610,000 (-2.27%) Land $299,500 Building $310,500 | |
| 2025 | $9,584.00 (+12.7%) Homeowner's exemption | $624,200 (+15%) Land $249,500 Building $374,700 | $624,200 (-) Land $249,500 Building $374,700 |
| 2024 | $8,504.00 (+50.43%) | ||
| 2023 | $542,800 | $624,200 Land $249,500 Building $374,700 | |
| 2022 | $5,653.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996, tidal / storm surge |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures