10668 Harding Rd, Laurel, MD 20723 Property Records

Howard County property record for 10668 Harding Rd, Laurel, MD 20723 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1955
Square Footage	1,736 sqft Total Area
Lot Size	43,560 sqft (1 acres)
Garage	Attached, 308 sqft
Occupancy	Owner Occupied
Last Sale	$284,000 (2002)
Tax Bill	$7,377.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-409822`
Alternative APNs	`6409822` `409822`

Interior

Full Baths	2 Baths
Building Area	1,736 sqft Total Area
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Parking Spaces	1 Parking Space
Garage Type	Attached
Garage Area	308 sqft Garage

Exterior Amenities

Deck Area	256 sqft Deck
Patio Area	350 sqft Patio
Porch	Slab
Porch Area	398 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	409822
Street Address	10668 HARDING RD
City	LAUREL
State	MD
Zip	20723-1292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 A 10668 HARDING RD LAUREL
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2005
Census Tract	606805

Owner

Source: Howard County records · APN 06-409822

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	10668 HARDING RD, LAUREL, MD 20723-1292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2002 · Amount on Record
Deed Sale	Aug 19, 2002 · Amount on Record
Deed Document Number	20027133
Deed Book / Page	6355 / 48
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10668 HARDING RD, LAUREL, MD 20723-1292
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BETHESDA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10668 HARDING RD, LAUREL, MD 20723-1292

Mortgage

Document Number	0213940377
Date	Mar 14, 2022
Book Page	21394/377

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,200 (+5.84%)	$551,000 (+17.53%) Land $311,200 Building $239,800
2025	$7,377.00 (+50.55%) Homeowner's exemption	$468,800 (+5.02%) Land $261,200 Building $207,600	$468,800 (-) Land $261,200 Building $207,600
2023		$446,400	$468,800 Land $261,200 Building $207,600
2022	$4,900.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.