Howard County property record for 10664 Harding Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,222 sqft · built 1957 |
| Lot Size | 0.743 acres (32,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $555,000 (Jan 2022) |
| Tax Bill | $7,226 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-431631 |
| Primary APN | 06-431631 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,222 sqft Total Area |
| Basement Area | 916 sqft |
| Finished Basement | 916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 32,365 sqft (0.743 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 448 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 431631 |
|---|---|
| Street Address | 10664 HARDING RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 4 10664 HARDING RD LAUREL |
| Legal Subdivision | THE PROPERTY OF LOIS C SOUDER |
| Legal Lot Number | 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 606805 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10664 HARDING RD, LAUREL, MD 20723-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 29, 2021 | Limited Warranty Deed, Transfer CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on Record |
| Deed Sale | Jan 12, 2022 · Amount on Record |
| Prior Sale | Oct 29, 2021 · Amount on Record |
| Deed Book / Page | 21259 / 152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 12, 2022 |
| Property Address | 10664 HARDING RD, LAUREL, MD 20723-1232 |
| Document Number | 0212590152 |
| Book / Page | 21259 / 152 |
| Map Reference | MB RHM 6 PL 3 |
| Instrument Date | Dec 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10664 HARDING RD, 10664, LAUREL, MD 20723-1232 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10664 HARDING RD, LAUREL, MD 20723-1232 |
| Document Number | 0021259158 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 21259/158 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 29, 2021 |
| Property Address | 10664 HARDING RD, LAUREL, MD 20723-1232 |
| Document Number | 0210650060 |
| Book / Page | 21065 / 60 |
| Map Reference | MB RHM 6 PL 3 |
| Instrument Date | Sep 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10664 HARDING RD, 10664, LAUREL, MD 20723-1232 |
| Name | Verified Name |
|---|---|
| Address | 5987 AMIN CT, SYKESVILLE, MD 21784-6992 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,226.00 (-2.13%) Homeowner's exemption | $532,633 (+6.57%) | $598,300 (+19.71%) Land $305,600 Building $292,700 |
| 2025 | $7,383.00 (+62.73%) Homeowner's exemption | $499,800 (+14.83%) Land $255,600 Building $244,200 | $499,800 (-) Land $255,600 Building $244,200 |
| 2023 | $435,267 | $499,800 Land $255,600 Building $244,200 | |
| 2022 | $4,537.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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