1061 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1061 Ardmore St, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,585 sqft · built 2003
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$181,500 (Jan 2016)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028821-0750`

Property Details

APN / Parcel Number

Primary APN	`028821-0750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	2,003 sqft
1st Floor Area	1,455 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	170 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1061 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 75 OR4139/1647
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	75
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4017
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-0750

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1061 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2016 · Amount on Record
Deed Sale	Jan 21, 2016 · Amount on Record
Prior Sale	Jun 27, 2005 · Amount on Record
Deed Document Number	20163991
Deed Book / Page	4139 / 1647
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1061 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3423
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 KRDMORE ST, ST AUGUSTINE, FL 32092

Mortgage

Document Number	0054400655
Date	Dec 08, 2021
Book Page	5440/655
Instrument	2021132983

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,495 (+2.7%)	$272,303 (-1.24%) Land $70,000 Building $202,303
2025	$2,087.00 (+14.86%) Homeowner's exemption	$168,934 (+2.9%)	$275,734 (-3.53%) Land $70,000 Building $205,734
2024	$1,817.00 (+2.25%) Homeowner's exemption	$164,173 (+3%)	$285,830 (-4.95%) Land $80,000 Building $205,830
2023	$1,777.00 (+3.74%) Homeowner's exemption	$159,391 (+3%)	$300,717 (+7.39%) Land $82,790 Building $217,927
2022	$1,713.00 Homeowner's exemption	$154,749	$280,025 Land $73,920 Building $206,105

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 147 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.