1060 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1060 Ardmore St, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,768 sqft · built 2002
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$249,000 (Jul 2019)
Tax Bill$3,005 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028821-0160

Property Details

APN / Parcel Number

Primary APN028821-0160

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area2,545 sqft
1st Floor Area1,768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area402 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area429 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1060 ARDMORE ST
CitySAINT AUGUSTINE
StateFL
Zip32092-3426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 16 OR4762/1764
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT SAINT JOHNS PHASE 1
Legal Phase1
Legal Block4
Legal Lot Number16
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4011
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1060 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 22, 2019Warranty Deed, Transfer · Conventional Mortgage
RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2019 · Amount on Record
Deed SaleJul 22, 2019 · Amount on Record
Prior SaleDec 29, 2004 · Amount on Record
Deed Document Number201952464
Deed Book / Page4762 / 1764
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1060 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053261945
DateJul 26, 2021
Book Page5326/1945
Instrument2021082517
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 22, 2019
Property Address1060 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Document Number0047621764
Book / Page4762 / 1764
Map ReferenceMB 41 PG 58-66
Instrument DateJul 19, 2019
Instrument2019052464
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,743.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1060 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426

Mortgage

Document Number0047621766
DateJul 22, 2019
Instrument4762/1766
Lender
NameRESOURCE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,467 (+2.7%)$304,070 (-2.44%) Land $70,000 Building $234,070
2025$3,005.00 (+13.48%) Homeowner's exemption$237,066 (+2.9%)$311,668 (-3.25%) Land $70,000 Building $241,668
2024$2,648.00 (+2.12%) Homeowner's exemption$230,385 (+3%)$322,148 (-4.2%) Land $80,000 Building $242,148
2023$2,593.00 (+3.22%) Homeowner's exemption$223,675 (+3%)$336,267 (+6.97%) Land $82,790 Building $253,477
2022$2,512.00 Homeowner's exemption$217,160$314,346 Land $73,920 Building $240,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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