Indian River County property record for 1065 Clipper Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,008 sqft · built 1990 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $267,000 (Dec 2011) |
| Tax Bill | $10,787 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-08-00003-0000-00092.0 |
| Primary APN | 33-40-08-00003-0000-00092.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 2,008 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.289 acres) |
| Lot Dimensions | 122 ft deep x 98 ft wide |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 900 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 322 sqft |
| Patio Area | 326 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 95073 |
|---|---|
| Street Address | 1065 CLIPPER RD |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | CASTAWAY COVE LOT 92 PBI 9-85 & 85A |
| Legal Range | 40 |
| Legal Township | 33 |
| Legal Section | 08 |
| Legal Subdivision | CASTAWAY COVE |
| Legal Lot Number | 92 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 50508 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1065 CLIPPER RD, VERO BEACH |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 11, 2018 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2011 · Amount on Record |
| Deed Sale | Dec 9, 2011 · Amount on Record |
| Prior Sale | Sep 12, 2008 · Amount on Record |
| Deed Document Number | 2179639 |
| Deed Book / Page | 2540 / 2470 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1065 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1065 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Document Number | 0038281760 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 3828/1760 |
| Instrument | 3120250063750 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1065 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1065 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Document Number | 0035831571 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 3583/1571 |
| Instrument | 3120220066955 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1065 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031691715 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 3169/1715 |
| Instrument | 3120180074458 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,787.00 (+16.67%) | $781,761 (+3.91%) Land $388,001 Building $393,760 | $781,761 (+3.91%) Land $388,001 Building $393,760 |
| 2023 | $9,246.00 (+16.93%) | $752,316 (+28.01%) Land $388,001 Building $364,315 | $752,316 (+28.01%) Land $388,001 Building $364,315 |
| 2022 | $7,907.00 | $587,696 Land $324,510 Building $263,186 | $587,696 Land $324,510 Building $263,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 190 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 431 units insured incl. 241 condo units |
| Nearby Flood Claims | 2 (2004–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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