1040 Clipper Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 1040 Clipper Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,262 sqft · built 1981
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jun 1998)
Tax Bill	$9,509 (2025)
Deeds & Mortgages	Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`33-40-08-00003-0000-00087.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-08-00003-0000-00087.0`
Alternative APN	`95068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,262 sqft Living Area
Gross Area	2,791 sqft
1st Floor Area	2,262 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	529 sqft
Driveway	Concrete Driveway
Driveway Area	978 sqft

Exterior Amenities

Pool Area	480 sqft
Porch	Open Porch
Porch Area	466 sqft
Patio Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1040 CLIPPER RD
City	VERO BEACH
State	FL
Zip	32963-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	CASTAWAY COVE LOT 87 PBI 9-85 & 85A
Legal Range	40E
Legal Township	33S
Legal Section	08
Legal Subdivision	CASTAWAY COVE
Legal Lot Number	87
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2031
Census Tract	50508

Owner

Source: Indian River County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1040 CLIPPER RD, VERO BEACH, FL 32963-2539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 1998 · Amount on Record
Deed Sale	Jun 17, 1998 · Amount on Record
Deed Book / Page	1216 / 517
Last Transfer Date	Dec 15, 2021
Transfer Doc	0034931206
Record Updated	Jun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 16, 2021
Property Address	1040 CLIPPER RD, VERO BEACH, FL 32963-2539
Document Number	0034931206
Book / Page	3493 / 1206
Map Reference	MB 9 PG 85&85A
Instrument Date	Dec 15, 2021
Instrument	3120210086164
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5443 EMMA LAKE CT, 5443, MELBOURNE, FL 32934-2838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CLIPPER RD, VERO BEACH, FL 32963-2539

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,509.00 (+9.6%) Homeowner's exemption	$690,790 (+5.99%)	$837,606 (+3.61%) Land $439,450 Building $398,156
2023	$8,676.00 (+2.42%)	$651,769 (+3%)	$808,385 (+27.75%) Land $439,450 Building $368,935
2022	$8,471.00	$632,786 Land $367,540 Building $265,246	$632,786 Land $367,540 Building $265,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 241 condo units
Nearby Flood Claims	2 (2004–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20