Indian River County property record for 1005 Clipper Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,372 sqft · built 1978 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Aug 2016) |
| Tax Bill | $6,548 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-08-00003-0000-00096.0 |
| Primary APN | 33-40-08-00003-0000-00096.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,372 sqft Living Area |
| Gross Area | 2,834 sqft |
| 1st Floor Area | 2,372 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 118 ft deep x 100 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,716 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 468 sqft |
| Patio Area | 445 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1005 CLIPPER RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | CASTAWAY COVE LOT 96 PBI 9-85 & 85A |
| Legal Range | 40E |
| Legal Township | 33S |
| Legal Section | 08 |
| Legal Subdivision | CASTAWAY COVE |
| Legal Lot Number | 96 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 50508 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1005 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Line of Credit MARINE BANK & TRUST COMPANY |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2016 · Amount on Record |
| Deed Sale | Aug 16, 2016 · Amount on Record |
| Deed Document Number | 201647227 |
| Deed Book / Page | 2958 / 899 |
| Prior Transfer Date | Oct 2, 2015 |
| Prior Transfer Doc | 0028831384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1005 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1005 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Document Number | 0034830929 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 3483/929 |
| Instrument | 3120210078961 |
| Name | MARINE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | VERO BEACH, FL 32963 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1005 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1005 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Document Number | 0034201280 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 3420/1280 |
| Instrument | 3120210033767 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1005 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Document Number | 0031371817 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1005 CLIPPER RD VERO BEACH FL 329632540, VERO BEACH, FL 32963-2540 |
| Document Number | 0031371817 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 003137/001817 |
| Instrument | 47509 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,548.00 (+10.83%) Homeowner's exemption | $480,050 (+5.99%) | $771,880 (+3.75%) Land $395,505 Building $376,375 |
| 2023 | $5,908.00 (+3.23%) | $452,933 (+3.68%) | $744,004 (+27.97%) Land $395,505 Building $348,499 |
| 2022 | $5,723.00 | $436,850 | $581,405 Land $330,786 Building $250,619 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 190 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 431 units insured incl. 241 condo units |
| Nearby Flood Claims | 2 (2004–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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