Indian River County property record for 1020 Clipper Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,696 sqft · built 1978 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,400,000 (Mar 2021) |
| Tax Bill | $10,377 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-08-00003-0000-00086.0 |
| Primary APN | 33-40-08-00003-0000-00086.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Rolled Roofing |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 623 sqft |
| Pool Area | 429 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 390 sqft |
| Patio Area | 744 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 95067 |
|---|---|
| Street Address | 1020 CLIPPER RD |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | CASTAWAY COVE LOT 86 PBI 9-85 & 85A |
| Legal Range | 40 |
| Legal Township | 33 |
| Legal Section | 08 |
| Legal Subdivision | CASTAWAY COVE |
| Legal Lot Number | 86 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 50508 |
Source: Indian River County records · APN 33-40-08-00003-0000-00086.0
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1020 CLIPPER RD, VERO BEACH, FL 32963-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 01, 2019 | Warranty Deed, Transfer · ARM FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2021 · Amount on Record |
| Deed Sale | Mar 10, 2021 · Amount on Record |
| Prior Sale | Apr 01, 2019 · Amount on Record |
| Deed Document Number | 3120210016765 |
| Deed Book / Page | 3397 / 966 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 10, 2021 |
| Property Address | 1020 CLIPPER RD, VERO BEACH, FL 32963-2539 |
| Document Number | 0033970966 |
| Book / Page | 3397 / 966 |
| Map Reference | MB 10 PG 54 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 3120210016765 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $16,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15360 EMMELMAN RD, WELLINGTON, FL 33414-8356 |
| Name | Verified Name |
|---|---|
| Address | 1110 OLDE DOUBLOON DR, VERO BEACH, FL 32963-2451 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 01, 2019 |
| Property Address | 1020 CLIPPER RD, VERO BEACH, FL 32963-2539 |
| Document Number | 0031951360 |
| Book / Page | 3195 / 1360 |
| Map Reference | MB 9 PG 85 |
| Instrument Date | Apr 01, 2019 |
| Instrument | 3120190018948 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1060 BEAUMARIS WAY, 1060, VERO BEACH, FL 32963-2387 |
| Name | Verified Name |
|---|---|
| Address | 1020 CLIPPER RD, VERO BEACH, FL 32963-2539 |
| Investor | Possibly a Property Investor |
| Document Number | 3120190018949 |
|---|---|
| Date | Apr 01, 2019 |
| Instrument | 3120190018949 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 11% |
Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,377.00 (+16.06%) | $748,165 (+3.67%) Land $439,450 Building $308,715 | $748,165 (+3.67%) Land $439,450 Building $308,715 |
| 2023 | $8,941.00 (+16.13%) | $721,683 (+26.2%) Land $439,450 Building $282,233 | $721,683 (+26.2%) Land $439,450 Building $282,233 |
| 2022 | $7,699.00 | $571,867 Land $367,540 Building $204,327 | $571,867 Land $367,540 Building $204,327 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), as of May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610505082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 190 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 431 units insured incl. 241 condo units |
| Nearby Flood Claims | 2 (2004–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3310206, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF VERO BEACH serves 37,308 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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