Indian River County property record for 1015 Clipper Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,940 sqft · built 1982 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Feb 2022) |
| Tax Bill | $9,247 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-08-00003-0000-00095.0 |
| Primary APN | 33-40-08-00003-0000-00095.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,940 sqft Living Area |
| 1st Floor Area | 1,940 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 123 ft deep x 100 ft wide |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 765 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Patio Area | 234 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 95076 |
|---|---|
| Street Address | 1015 CLIPPER RD |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | CASTAWAY COVE LOT 95 PBI 9-85 & 85A |
| Legal Range | 40 |
| Legal Township | 33 |
| Legal Section | 08 |
| Legal Subdivision | CASTAWAY COVE |
| Legal Lot Number | 95 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 50508 |
Source: Indian River County records · APN 33-40-08-00003-0000-00095.0
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1015 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK |
| Jul 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2022 · Amount on Record |
| Deed Sale | Feb 02, 2022 · Amount on Record |
| Prior Sale | Jul 21, 2021 · Amount on Record |
| Deed Document Number | 3120220006885 |
| Deed Book / Page | 3508 / 295 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 02, 2022 |
| Property Address | 1015 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Document Number | 0035080295 |
| Book / Page | 3508 / 295 |
| Map Reference | MB 9 PG 85 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 3120220006885 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ELITE TITLE COMPANY INC, ELITE TTL OF TREASURE COAST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7890 SW 73RD PL, 7890, MIAMI, FL 33143-4102 |
| Name | Verified Name |
|---|---|
| Address | 1015 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Document Number | 0003508297 |
|---|---|
| Date | Feb 02, 2022 |
| Instrument | 3508/297 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 21, 2021 |
| Property Address | 1015 CLIPPER RD, VERO BEACH, FL 32963-2540 |
| Document Number | 0034452066 |
| Book / Page | 3445 / 2066 |
| Map Reference | MB 9 PG 85 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 3120210052224 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2021 |
| Title Company | ELITE TITLE COMPANY INC, ELITE TTL OF TREASURE COAST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 COMPASS COVE DR, 1925, VERO BEACH, FL 32963-2820 |
| Name | Verified Name |
|---|---|
| Address | 7890 SW 73RD PL, MIAMI, FL 33143-4102 |
| Document Number | 34452067 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 3445/2067 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,247.00 (+6.53%) | $672,122 (+3.07%) Land $400,112 Building $272,010 | $672,122 (+3.07%) Land $400,112 Building $272,010 |
| 2023 | $8,680.00 (+17.14%) | $652,082 (+25.93%) Land $400,112 Building $251,970 | $652,082 (+25.93%) Land $400,112 Building $251,970 |
| 2022 | $7,410.00 | $517,812 Land $334,639 Building $183,173 | $517,812 Land $334,639 Building $183,173 |
Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 190 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 431 units insured incl. 241 condo units |
| Nearby Flood Claims | 2 (2004–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF VERO BEACH serves 37,308 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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