Hamilton County property record for 10604 Mill Rd, Cincinnati, OH 45240 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,290 sqft · built 1952 |
| Lot Size | 0.916 acres (39,901 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Dec 2017) |
| Tax Bill | $5,196 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0300-0014-00 |
| Primary APN | 590-0300-0014-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,290 sqft Living Area |
| 1st Floor Area | 2,290 sqft |
| Basement Area | 2,290 sqft |
| Finished Basement | 470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 39,901 sqft (0.916 acres) |
| Lot Dimensions | 400 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 256 sqft |
| Patio Area | 308 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 10604 MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL RD 100 X 400 R1-T3-S29 NW |
| Legal Range | 01 |
| Legal Township | 03 |
| Legal Section | 29 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21509 |
Source: Hamilton County records · APN 590-0300-0014-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10604 MILL RD, CINCINNATI, OH 45240-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2023 | Transfer on Death Deed, Transfer |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SHAREFAX CU |
| Dec 05, 2017 | Grant Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2017 · Amount on Record |
| Deed Sale | Dec 05, 2017 · Amount on Record |
| Prior Sale | Apr 17, 2015 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 24, 2023 |
| Property Address | 10604 MILL RD, CINCINNATI, OH 45240-3510 |
| Document Number | 0000013022 |
| Book / Page | 14860 / 167 |
| Instrument Date | Feb 08, 2023 |
| Instrument | 2023-0013022 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10604 MILL RD, CINCINNATI, OH 45240-3510 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000111436 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 14502/2886 |
| Instrument | 2021-0111436 |
| Name | SHAREFAX CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 05, 2017 |
| Property Address | 10604 MILL RD, CINCINNATI, OH 45240-3510 |
| Document Number | 0000110878 |
| Book / Page | 013557 / 001061 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 110878 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $534.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10604 MILL RD CINCINNATI OH 452403510, CINCINNATI, OH 45240-3510 |
| Document Number | 110879 |
|---|---|
| Date | Dec 05, 2017 |
| Book Page | 013557/001063 |
| Instrument | 110879 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 04, 2047 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,196.00 (+0.62%) | $89,061 (-) Land $21,154 Building $67,907 | |
| 2024 | $5,164.00 (+5.47%) | $89,061 (-) Land $21,154 Building $67,907 | |
| 2023 | $4,896.00 (+2.92%) | $89,061 (+42.95%) Land $21,154 Building $67,907 | $254,460 (+42.96%) Land $60,440 Building $194,020 |
| 2022 | $4,757.00 Homeowner's exemption | $62,301 Land $20,675 Building $41,626 | |
| 2020 | $178,000 Land $59,070 Building $118,930 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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