Hamilton County property record for 10580 Mill Rd, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,374 sqft · built 1953 |
| Lot Size | 0.917 acres (39,945 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Oct 2023) |
| Tax Bill | $3,286 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0300-0034-00 |
| Primary APN | 590-0300-0034-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,374 sqft Living Area |
| Gross Area | 3,042 sqft |
| 1st Floor Area | 1,374 sqft |
| Basement Area | 1,374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 39,945 sqft (0.917 acres) |
| Lot Dimensions | 400 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10580 MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL RD 100 X 400 R1-T3-S29 NW |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21509 |
Source: Hamilton County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10580 MILL RD, CINCINNATI, OH 45240-3508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA |
| Oct 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FSLA |
| Jan 31, 2022 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on Record |
| Deed Sale | Oct 5, 2023 · Amount on Record |
| Prior Sale | Jan 31, 2022 · Amount on Record |
| Deed Document Number | 202371264 |
| Deed Book / Page | 15015 / 1538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 12, 2026 |
| Property Address | 10580 MILL RD, CINCINNATI, OH 45240-3508 |
| Document Number | 0000036367 |
| Book / Page | 15664 / 170 |
| Instrument Date | May 6, 2026 |
| Instrument | 202636367 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 10580 MILL RD, CINCINNATI, OH 45240-3508 |
| Document Number | 0000036367, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 15664/170 |
| Instrument | 202636367 |
| Name | P N C BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 5, 2023 |
| Property Address | 10580 MILL RD, CINCINNATI, OH 45240-3508 |
| Document Number | 0000071264 |
| Book / Page | 15015 / 1538 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023-0071264 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10580 MILL RD, CINCINNATI, OH 45240-3508 |
| Document Number | 0000071265 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 2023-0071265 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 31, 2022 |
| Property Address | 10580 MILL RD, CINCINNATI, OH 45240-3508 |
| Document Number | 0000011114 |
| Book / Page | 14594 / 1815 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022-0011114 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $484.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10580 MILL RD, CINCINNATI, OH 45240-3508 |
| Document Number | 0000011115 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-0011115 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,286.00 (+0.92%) | $56,463 (+%) Land $21,179 Building $35,284 | $161,320 (-) Land $60,510 Building $100,810 |
| 2024 | $3,256.00 (+5.27%) | $56,461 (-) Land $21,178 Building $35,283 | |
| 2023 | $3,093.00 (-13.96%) | $56,461 (+19.4%) Land $21,178 Building $35,283 | $161,320 (+19.41%) Land $60,510 Building $100,810 |
| 2022 | $3,595.00 Homeowner's exemption | $47,286 Land $20,696 Building $26,590 | |
| 2020 | $135,100 Land $59,130 Building $75,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures