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10592 Mill Rd, Cincinnati, OH 45240 Property Records

Hamilton County property record for 10592 Mill Rd, Cincinnati, OH 45240 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,118 sqft · built 1952
Lot Size0.921 acres (40,119 sqft)
OwnerIndividual Name on File
Last Sale$214,000 (Sep 2025)
Tax Bill$4,162 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Jan 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN590-0300-0033-00

Property Details

APN / Parcel Number

Primary APN590-0300-0033-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
1st Floor Area1,118 sqft
Basement Area1,118 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Architectural StyleConventional
Exterior MaterialBrick
Lot Area40,119 sqft (0.921 acres)
Lot Dimensions400 ft deep x 100 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area126 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10592 MILL RD
CityCINCINNATI
StateOH
Zip45240-3508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILL RD 100 X 400 R1-T3-S29 NW
Legal Range01
Legal Township03
Legal Section29
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1010
Census Tract21509

Owner

Source: Hamilton County records · APN 590-0300-0033-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10592 MILL RD, CINCINNATI, OH 45240-3508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2025Warranty Deed, Transfer · FHA Mortgage
ZILLOW HOME LOANS LLC
Jan 17, 2019Deed of Trust, Mortgage
FIFTH THIRD BANK
May 05, 2022Warranty Deed, Transfer · Line of Credit
AMERICAN MORTGAGE SERVICE CO
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 2025 · Amount on Record
Deed SaleSep 02, 2025 · Amount on Record
Prior SaleMay 05, 2022 · Amount on Record
Deed Document Number0000067058
Deed Book / Page15491 / 1983
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 02, 2025
Property Address10592 MILL RD, CINCINNATI, OH 45240-3508
Document Number0000067058
Book / Page15491 / 1983
Instrument DateAug 15, 2025
Instrument2025-0067058
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyUNKNOWN, AHTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$214.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10592 MILL RD, CINCINNATI, OH 45240-3508

Mortgage

Document Number0000067059
DateSep 02, 2025
Instrument2025-0067059
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10592 MILL RD, CINCINNATI, OH 45240-3508
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004716
DateJan 17, 2019
Book Page13836/01087
Instrument2019-0004716
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term181 Months
DueFeb 01, 2034

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 05, 2022
Property Address10592 MILL RD, CINCINNATI, OH 45240-3508
Document Number0000045109
Book / Page14661 / 953
Instrument DateApr 22, 2022
Instrument2022-0045109
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyPRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address10592 MILL RD, CINCINNATI, OH 45240-3508

Mortgage

Document Number0000045110
DateMay 05, 2022
Instrument2022-0045110
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10592 MILL RD, CINCINNATI, OH 45240-3508
Document Number0000099099
Instrument DateAug 24, 2020
Transaction TypeMortgage
Record UpdatedNov 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10592 MILL RD CINCINNATI OH 452403508, CINCINNATI, OH 45240-3508

Mortgage

Document Number0000099099
DateSep 28, 2020
Book Page014262/000734
Instrument99099
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 27, 2045

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,162.00 (+8.41%)$66,500 (+%) Land $21,269 Building $45,231
2024$3,839.00 (+5.26%)$66,499 (-) Land $21,269 Building $45,230
2023$3,647.00 (+19.85%)$66,499 (+36.32%) Land $21,269 Building $45,230$190,000 (+36.33%) Land $60,770 Building $129,230
2022$3,043.00 Homeowner's exemption$48,780 Land $20,787 Building $27,993
2020$139,370 Land $59,390 Building $79,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610215091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1996, rainfall accumulation

Wildfire

Wildfire RiskLow
above 5% of the US · above 22% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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