Hamilton County property record for 10626 Mill Rd, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 1976 |
| Lot Size | 0.919 acres (40,032 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,400 (Nov 2018) |
| Tax Bill | $4,646 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0300-0017-00 |
| Primary APN | 590-0300-0017-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Basement Area | 1,564 sqft |
| Finished Basement | 1,450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 40,032 sqft (0.919 acres) |
| Lot Dimensions | 400 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10626 MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL RD 100 X 400 R1-T3-S29 NW |
| Legal Range | 01 |
| Legal Township | 03 |
| Legal Section | 29 |
| Legal Subdivision | STONEY CRK CONDO |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21509 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10626 MILL RD, CINCINNATI, OH 45240-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 13, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Nov 27, 2018 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2018 · Amount on Record |
| Deed Sale | Nov 27, 2018 · Amount on Record |
| Prior Sale | May 29, 1998 · Amount on Record |
| Deed Document Number | 0000104230 |
| Deed Book / Page | 013802 / 001730 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10626 MILL RD, CINCINNATI, OH 45240-3510 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000018968 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 14609/1039 |
| Instrument | 2022-0018968 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10626 MILL RD, CINCINNATI, OH 45240-3510 |
| Document Number | 0000069788 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10626 MILL RD CINCINNATI OH 452403510, CINCINNATI, OH 45240-3510 |
| Document Number | 0000069788 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 014213/001768 |
| Instrument | 69788 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 27, 2018 |
| Property Address | 10626 MILL RD, CINCINNATI, OH 45240-3510 |
| Document Number | 0000104230 |
| Book / Page | 013802 / 001730 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 104230 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $526.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10626 MILL RD CINCINNATI OH 452403510, CINCINNATI, OH 45240-3510 |
| Document Number | 104231 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 013802/001732 |
| Instrument | 104231 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, NE 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 26, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,646.00 (+0.48%) Homeowner's exemption | $100,118 (-) Land $21,224 Building $78,894 | |
| 2024 | $4,624.00 (+3.28%) Homeowner's exemption | $100,118 (-) Land $21,224 Building $78,894 | |
| 2023 | $4,477.00 (-17.06%) Homeowner's exemption | $100,118 (+41.22%) Land $21,224 Building $78,894 | $286,050 (+41.22%) Land $60,640 Building $225,410 |
| 2022 | $5,398.00 Homeowner's exemption | $70,896 Land $20,741 Building $50,155 | |
| 2020 | $202,560 Land $59,260 Building $143,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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