10599 Mill Rd, Cincinnati, OH 45240 Property Records

Hamilton County property record for 10599 Mill Rd, Cincinnati, OH 45240

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,074 sqft · built 1865
Lot Size1.83 acres (80,020 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (May 2023)
Tax Bill$6,586 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Nov 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN590-0393-0040-00

Property Details

APN / Parcel Number

Primary APN590-0393-0040-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,074 sqft Living Area
1st Floor Area1,717 sqft
2nd Floor Area1,357 sqft
Basement Area1,525 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1865
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area80,020 sqft (1.83 acres)
Lot Dimensions250 ft deep x 320 ft wide
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area396 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10599 MILL RD
CityCINCINNATI
StateOH
Zip45240-3507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWS MILL RD 1.8365 AC S35 T3 ER1
Legal SubdivisionRIDGEVALE SUB
Legal BlockA
Legal Lot Number176
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1014
Census Tract21509

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10599 MILL RD, CINCINNATI, OH 45240-3507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Warranty Deed, Transfer · Conventional Mortgage
CINCINNATI FSLA
Nov 15, 2022Affidavit of Death of Joint Tenant, Transfer
Mar 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Feb 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 28, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Nov 21, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2023 · Amount on Record
Deed SaleMay 5, 2023 · Amount on Record
Prior SaleNov 15, 2022
Deed Document Number0000029968
Deed Book / Page14910 / 224
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 5, 2023
Property Address10599 MILL RD, CINCINNATI, OH 45240-3507
Document Number0000029968
Book / Page14910 / 224
Instrument DateApr 28, 2023
Instrument2023-0029968
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10599 MILL RD, CINCINNATI, OH 45240-3507

Mortgage

Document Number0000029969
DateMay 5, 2023
Instrument2023-0029969
Lender
NameCINCINNATI FSLA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateNov 15, 2022
Property Address10599 MILL RD, CINCINNATI, OH 45240-3507
Document Number0000106058
Book / Page14794 / 2325
Instrument DateAug 26, 2022
Instrument2022-0106058
Transaction TypeTransfer
Record UpdatedDec 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10599 MILL RD, CINCINNATI, OH 45240-3507

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10599 MILL RD, CINCINNATI, OH 45240-3507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018921
DateMar 2, 2017
Instrument17-0018921
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10599 MILL RD, CINCINNATI, OH 45240-3507
Document Number0000013519
Instrument DateFeb 4, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10599 MILL RD CINCINNATI OH 452403507, CINCINNATI, OH 45240-3507

Mortgage

Document Number0000013519
DateFeb 10, 2020
Book Page014101/000525
Instrument13519
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 9, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10599 MILL RD, CINCINNATI, OH 45240-3507
Document Number0000074160
Instrument DateAug 28, 2019
Transaction TypeMortgage
Record UpdatedNov 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10599 MILL RD CINCINNATI OH 452403507, CINCINNATI, OH 45240-3507

Mortgage

Document Number0000074160
DateSep 3, 2019
Book Page013993/001793
Instrument74160
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 2, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10599 MILL RD, CINCINNATI, OH 45240-3507
Document Number0000104157
Instrument DateNov 21, 2018
Transaction TypeMortgage
Record UpdatedDec 28, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10599 MILL RD CINCINNATI OH 452403507, CINCINNATI, OH 45240-3507

Mortgage

Document Number0000104157
DateNov 27, 2018
Book Page013802/001331
Instrument104157
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 26, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,586.00 (+0.46%)$112,809 (-) Land $30,877 Building $81,932
2024$6,556.00 (+5.57%)$112,809 (-) Land $30,877 Building $81,932
2023$6,210.00 (+7.92%)$112,809 (+50.06%) Land $30,877 Building $81,932$322,310 (+50.06%) Land $88,220 Building $234,090
2022$5,754.00 Homeowner's exemption$75,177 Land $30,181 Building $44,996
2020$214,790 Land $86,230 Building $128,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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