106 Watson Mill Rd, Guyton, GA 31312 Property Records

Effingham County property record for 106 Watson Mill Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,512 sqft · built 2024
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Company Names on Record
Last Sale	$40,000 (Feb 2025)
Tax Bill	$7,203 (2025)
Deeds & Mortgages	Feb 2025 Sale Feb 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00510023A00`

Property Details

APN / Parcel Number

Primary APN	`00510023A00`
Alternative APNs	`0327A170` `32861`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,512 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	14,810 sqft (0.34 acres)
Garage Area	500 sqft
Porch	Slab
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32861
Street Address	106 WATSON MILL RD
City	GUYTON
State	GA
Zip	31312-6677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.3407 AC LOT 170 (OUT 352-37) PLT 29/670
Legal Subdivision	COVERED BRIDGE
Legal Phase	3
Legal Lot Number	170
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2008
Census Tract	30401

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	138 CANAL ST, POOLER, GA 31322-4051
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2025	Warranty Deed, Transfer
Feb 7, 2025	Warranty Deed, Transfer
Feb 7, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 13, 2025	Quit Claim Deed, Subdivision Related Transfer · FHA Mortgage PLAINS COMMERCE BANK
Oct 25, 2023	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Feb 7, 2025 · Amount on Record
Deed Book / Page	2955 / 96
Prior Transfer Date	Jan 20, 2025
Prior Transfer Doc	002955/136
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 7, 2025
Property Address	106 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	002955/296
Book / Page	2955 / 296
Instrument Date	Feb 1, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 CANAL ST, POOLER, GA 31322-4051
Investor	Possibly a Property Investor

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 7, 2025
Property Address	106 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	0002955/96
Book / Page	2955 / 96
Instrument Date	Feb 1, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 PINE ST, GUYTON, GA 31312-4339

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 7, 2025
Property Address	106 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	002955/136
Book / Page	2955 / 136
Instrument Date	Jan 20, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WATSON MILL RD, GUYTON, GA 31312-6677

January 2025: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 13, 2025
Property Address	106 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	002951/693
Book / Page	2951 / 693
Instrument Date	Jan 10, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WATSON MILL RD, GUYTON, GA 31312-6677

Mortgage

Document Number	0002951695
Date	Jan 13, 2025
Instrument	2951/695

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 25, 2023
Property Address	106 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	002878/116
Book / Page	2878 / 116
Instrument Date	Oct 20, 2023
Instrument	D2023008794
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212428, AUGUSTA, GA 30917-2428
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002878/0000000118
Date	Oct 25, 2023
Book Page	0000002878/0000000118
Instrument	D2023008795

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,807 (-3.36%) Land $44,800 Building $171,007	$539,518 (-3.36%) Land $112,000 Building $427,518
2025	$7,203.00 (+833.03%) Homeowner's exemption	$223,305 (+615.72%) Land $31,200 Building $192,105	$558,263 (+615.72%) Land $78,000 Building $480,263
2024	$772.00	$31,200 Land $31,200	$78,000 Land $78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	6 (1994–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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