102 Watson Mill Rd, Guyton, GA 31312 Property Records

Effingham County property record for 102 Watson Mill Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,629 sqft · built 2024
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$4,950,000 (Feb 2025)
Tax Bill	$7,570 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Feb 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00510023A00`

Property Details

APN / Parcel Number

Primary APN	`00510023A00`
Alternative APNs	`0327A168` `32859`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,566 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	14,810 sqft (0.34 acres)
Garage Area	441 sqft
Porch	Slab
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32859
Street Address	102 WATSON MILL RD
City	GUYTON
State	GA
Zip	31312-6677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.3414 AC LOT 168 (OUT 352-37) PLT 29/670
Legal Subdivision	COVERED BRIDGE
Legal Phase	3
Legal Lot Number	168
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2008
Census Tract	30401

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 WATSON MILL RD, GUYTON, GA 31312-6677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICA FUNDING
Feb 7, 2025	Warranty Deed, Transfer
Feb 7, 2025	Warranty Deed, Subdivision Related Transfer
Oct 25, 2023	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Feb 7, 2025 · Amount on Record
Deed Book / Page	2955 / 213
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 7, 2025
Property Address	102 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	002955/284
Book / Page	2955 / 284
Instrument Date	Feb 1, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WATSON MILL RD, GUYTON, GA 31312-6677

Mortgage

Document Number	0000002955/0000000319
Date	Feb 7, 2025
Book Page	0000002955/0000000319

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 7, 2025
Property Address	102 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	002955/213
Book / Page	2955 / 213
Instrument Date	Feb 1, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5880 GATEWAY DR, ALPHARETTA, GA 30004-3962

February 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 7, 2025
Property Address	102 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	002955/317
Book / Page	2955 / 317
Instrument Date	Feb 1, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WATSON MILL RD, GUYTON, GA 31312-6677

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 25, 2023
Property Address	102 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	0002878/53
Book / Page	2878 / 53
Instrument Date	Oct 20, 2023
Instrument	D2023008786
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212428, AUGUSTA, GA 30917-2428

Mortgage

Document Number	0000002878/0000000055
Date	Oct 25, 2023
Book Page	0000002878/0000000055
Instrument	D2023008787

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,333 (-7.3%) Land $44,800 Building $173,533	$545,832 (-7.3%) Land $112,000 Building $433,832
2025	$7,570.00 (+880.57%) Veteran's exemption	$235,536 (+654.92%) Land $31,200 Building $204,336	$588,839 (+654.92%) Land $78,000 Building $510,839
2024	$772.00	$31,200 Land $31,200	$78,000 Land $78,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	6 (1994–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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