Effingham County property record for 101 Watson Mill Rd, Guyton, GA 31312 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,932 sqft · built 2024 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (May 2026) |
| Tax Bill | $10,212 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00510023A00 |
| Primary APN | 00510023A00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,932 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Area | 495 sqft |
| Porch | Slab |
| Porch Area | 322 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 32891 |
|---|---|
| Street Address | 101 WATSON MILL RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .4154 AC LOT 216 (OUT 352-37) PLT 29/670 |
| Legal Subdivision | COVERED BRIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 216 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30401 |
Source: Effingham County records · APN 00510023A00
Assessment roll updated December 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 715 S ROUNTREE ST, METTER, GA 30439-5121 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage OCMBC INC |
| Dec 03, 2024 | Deed of Trust, Mortgage · VA Mortgage COLONY BANK |
| Apr 30, 2025 | Deed of Trust, Mortgage BANK OF NEWINGTON |
| Oct 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF NEWINGTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Deed Book / Page | 3043 / 393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 12, 2026 |
| Property Address | 101 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Document Number | 003043/393 |
| Book / Page | 3043 / 393 |
| Instrument Date | May 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 S ROUNTREE ST, METTER, GA 30439-5121 |
| Investor | Possibly a Property Investor |
| Document Number | 3043000395, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 3043/395 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 101 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | CHALK FARM, BLOOMINGDALE, GA 31302 |
| Document Number | 0000002945/0000000358 |
|---|---|
| Date | Dec 03, 2024 |
| Book Page | 0000002945/0000000358 |
| Name | COLONY BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 101 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 101 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Document Number | 0000002970/0000000340 |
|---|---|
| Date | Apr 30, 2025 |
| Book Page | 0000002970/0000000340 |
| Name | BANK OF NEWINGTON |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jan 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 31, 2023 |
| Property Address | 101 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Document Number | 002879/278 |
| Book / Page | 2879 / 278 |
| Instrument Date | Oct 27, 2023 |
| Instrument | D2023008970 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 212428, AUGUSTA, GA 30917-2428 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002879/0000000280 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 0000002879/0000000280 |
| Instrument | D2023008971 |
| Name | BANK OF NEWINGTON |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2024 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,212.00 (+1,222.8%) | $331,144 (+961.36%) Land $31,200 Building $299,944 | $827,861 (+961.36%) Land $78,000 Building $749,861 |
| 2024 | $772.00 | $31,200 Land $31,200 | $78,000 Land $78,000 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 962 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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