Effingham County property record for 103 Watson Mill Rd, Guyton, GA 31312 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,288 sqft · built 2024 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $592,000 (Nov 2024) |
| Tax Bill | $7,691 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00510023A00 |
| Primary APN | 00510023A00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,288 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 632 sqft |
| Porch | Open Porch |
| Porch Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 32890 |
|---|---|
| Street Address | 103 WATSON MILL RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .4132 AC LOT 217 (OUT 352-37) PLT 29/670 |
| Legal Subdivision | COVERED BRIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 217 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30207 |
Source: Effingham County records · APN 00510023A00
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 103 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2024 | Warranty Deed, Subdivision Related Transfer · VA Mortgage TOWNE MORTGAGE OF THE CAROLINAS |
| Oct 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF NEWINGTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on Record |
| Deed Sale | Nov 12, 2024 · Amount on Record |
| Prior Sale | Oct 31, 2023 · Amount on Record |
| Deed Document Number | 0002941834 |
| Deed Book / Page | 2941 / 834 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Nov 12, 2024 |
| Property Address | 103 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Document Number | 002941/834 |
| Book / Page | 2941 / 834 |
| Instrument Date | Nov 08, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Document Number | 0002941836 |
|---|---|
| Date | Nov 12, 2024 |
| Instrument | 2941/836 |
| Name | TOWNE MORTGAGE OF THE CAROLINAS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 31, 2023 |
| Property Address | 103 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Document Number | 002879/314 |
| Book / Page | 2879 / 314 |
| Instrument Date | Oct 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 212428, AUGUSTA, GA 30917-2428 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002879/0000000316 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 0000002879/0000000316 |
| Instrument | D2023008975 |
| Name | BANK OF NEWINGTON |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2024 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,691.00 (+896.24%) Homeowner's exemption | $241,180 (+673.01%) Land $31,200 Building $209,980 | $602,951 (+673.01%) Land $78,000 Building $524,951 |
| 2024 | $772.00 | $31,200 Land $31,200 | $78,000 Land $78,000 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 27 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Aug 2024, river or lake flooding, Tropical Storm Debby |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 962 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Planters Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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