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  5. Watson Mill Rd

110 Watson Mill Rd, Guyton, GA 31312 Property Records

Effingham County property record for 110 Watson Mill Rd, Guyton, GA 31312 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,824 sqft · built 2024
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Feb 2025)
Tax Bill$7,245 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN00510023A00

Property Details

APN / Parcel Number

Primary APN00510023A00
Alternative APNs
  • 0327A172
  • 32863

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,824 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2025
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area14,810 sqft (0.34 acres)
Garage Area300 sqft
PorchSlab
Porch Area327 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number32863
Street Address110 WATSON MILL RD
CityGUYTON
StateGA
Zip31312-6677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.3418 AC LOT 172 (OUT 352-37) PLT 29/670
Legal SubdivisionCOVERED BRIDGE
Legal Phase3
Legal Lot Number172
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group2
Census Block2008
Census Tract30401

Owner

Source: Effingham County records · APN 00510023A00

Assessment roll updated December 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address214 BELLFLOWER CIR, GUYTON, GA 31312-7533
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · VA Mortgage
MORTGAGE PROS
Feb 04, 2025Warranty Deed, Transfer
Feb 03, 2025Warranty Deed, Subdivision Related Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER DBA VETERANS UN
Feb 03, 2025Warranty Deed, Transfer
Oct 25, 2023Warranty Deed, Transfer · Line of Credit
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 04, 2025 · Amount on Record
Deed SaleFeb 04, 2025 · Amount on Record
Prior SaleFeb 03, 2025 · Amount on Record
Deed Book / Page2954 / 469
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Recording DateApr 22, 2026
Property Address110 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number0000003039/0000000017
Book / Page3039 / 17
Instrument DateApr 14, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 WATSON MILL RD, GUYTON, GA 31312-6677

Mortgage

Document Number3039000017,
DateApr 22, 2026
Book Page3039/17
Lender
NameMORTGAGE PROS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate6.22%
Max Rate-1%

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateFeb 04, 2025
Property Address110 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number002954/469
Book / Page2954 / 469
Instrument DateFeb 01, 2025
Transaction TypeTransfer
Record UpdatedDec 22, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 BELLFLOWER CIR, GUYTON, GA 31312-7533

February 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateFeb 03, 2025
Property Address110 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number002954/356
Book / Page2954 / 356
Instrument DateFeb 01, 2025
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 WATSON MILL RD, GUYTON, GA 31312-6677

Mortgage

Document Number0000002954/0000000358
DateFeb 03, 2025
Book Page0000002954/0000000358
InstrumentD2025-000736
Lender
NameMORTGAGE RESEARCH CENTER DBA VETERANS UN
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateFeb 03, 2025
Property Address110 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number002954/329
Book / Page2954 / 329
Instrument DateFeb 01, 2025
Transaction TypeTransfer
Record UpdatedDec 22, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 CARIBBEAN VILLAGE DR, GUYTON, GA 31312-7544

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateOct 25, 2023
Property Address110 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number002878/174
Book / Page2878 / 174
Instrument DateOct 20, 2023
InstrumentD2023008802
Transaction TypeTransfer
Record UpdatedDec 22, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 212428, AUGUSTA, GA 30917-2428
InvestorPossibly a Property Investor

Mortgage

Document Number0000002878/0000000176
DateOct 25, 2023
Book Page0000002878/0000000176
InstrumentD2023008803
Lender
NameFIRST STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 01, 2024

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,245.00 (+838.47%)$224,187 (+618.55%) Land $31,200 Building $192,987$560,468 (+618.55%) Land $78,000 Building $482,468
2024$772.00$31,200 Land $31,200$78,000 Land $78,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030304012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims6 (1994–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2024, Tropical Storm Debby
Claims By Storm
  • Severe Storms And Flooding, Mar 1998 · 2 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · above 54% of Georgia
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Planters Rural Telephone CooperativeFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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