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106 Harbor Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 106 Harbor Dr, Tavernier, FL 33070 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2010
Square Footage1,344 sqft Living Area
Lot Size10,060 sqft (0.231 acres)
OccupancyOwner Occupied
Last Sale$1,662,500 (2023)
Tax Bill$13,413.00 (2024)

Property Details

APN / Parcel Number

Primary APN00436470-000000
Alternative APNs
  • 04633800436470000000
  • 1534251

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,344 sqft Living Area
1st Floor1,344 sqft 1st Floor
Stories2 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2010
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area10,060 sqft (0.231 acres)
Garage TypeCovered Garage
Garage Area644 sqft Garage

Exterior Amenities

PorchOpen Porch
Porch Area576 sqft Porch
ViewCanal View
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1534251
Street Address106 HARBOR DR
CityTAVERNIER
StateFL
Zip33070-2350
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 4 LT 19 TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-97 OR406-716 OR474-879-881 OR644-280 OR3011-2459 OR3077-951 OR3085-1806 OR3212-1965
Legal Range38E
Legal Township63S
Legal Section04
Legal SubdivisionTROPICAL ATLANTIC SHORES
Legal Block4
Legal Lot Number19
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup3
Census Block3004
Census Tract970800

Owner

Source: Monroe County records · APN 00436470-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address106 HARBOR DR, TAVERNIER, FL 33070-2350
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
May 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Mar 31, 2021Warranty Deed, Transfer · Seller Take-Back
DENISE KERSTING BOISSINOT
Mar 04, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2023 · Amount on Record
Deed SaleFeb 22, 2023 · Amount on Record
Prior SaleMar 31, 2021 · Amount on Record
Deed Doc Number20232407509
Deed Book / Page3212 / 1965
Prior Transfer DateFeb 18, 2020
Prior Transfer Doc0030112459
Record RefreshedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 22, 2023
Property Address106 HARBOR DR, TAVERNIER, FL 33070-2350
Document Number0032121965
Book / Page3212 / 1965
Map ReferenceMB 4 PG 97
Instrument DateFeb 21, 2023
Instrument2407509
Transaction TypeTransfer
Record UpdatedMar 07, 2023
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,637.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2020 NE 120TH RD, NORTH MIAMI, FL 33181-3314

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 HARBOR DR, TAVERNIER, FL 33070-2350

Mortgage

Document Number0032121967
DateFeb 22, 2023
Instrument3212/1967
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address106 HARBOR DR, TAVERNIER, FL 33070-2350
Transaction TypeMortgage
Record UpdatedJun 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 HARBOR DR, TAVERNIER, FL 33070-2350

Mortgage

Document Number0031731057
DateMay 12, 2022
Book Page3173/1057
Instrument2375277
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 31, 2021
Property Address106 HARBOR DR, TAVERNIER, FL 33070-2350
Document Number0030851806
Book / Page3085 / 1806
Map ReferenceMB 4 PG 97
Instrument DateMar 25, 2021
Instrument2311451
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyRAPID TITLE SERVICES COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5633 GOLFWAY DR, 5633, BOCA RATON, FL 33433-5327

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 HARBOR DR, TAVERNIER, FL 33070-2350

Mortgage

Document Number0030851810
DateMar 31, 2021
Instrument3085/1810
Lender
NameDENISE KERSTING BOISSINOT
TypeSeller
Agreement
TypeSeller Take-Back
AmountAmount Recorded
Term12 Months
DueMar 25, 2022

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMar 04, 2020
Property Address106 HARBOR DR, TAVERNIER, FL 33070-2350
Document Number0030112459
Book / Page003011 / 002459
Instrument DateFeb 18, 2020
Instrument2258650
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 HARBOR DR TAVERNIER FL 330702350, TAVERNIER, FL 33070-2350

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,422,210 (+1.24%) Land $1,043,700 Building $378,510$1,422,210 (+1.24%) Land $1,043,700 Building $378,510
2024$13,413.00 (+22.66%)
2023$10,935.00 (+22.58%)$1,404,852 (+62.01%) Land $1,094,025 Building $310,827$1,404,852 (+62.01%) Land $1,094,025 Building $310,827
2022$8,921.00$867,120 Land $623,594 Building $243,526$867,120 Land $623,594 Building $243,526

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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