Monroe County property record for 122 Harbor Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,101 sqft · built 2012 |
| Lot Size | 0.184 acres (8,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,000 (Dec 2014) |
| Tax Bill | $9,032 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00436430-000000 |
| Primary APN | 00436430-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 4 Stories |
| Building Area | 2,101 sqft Living Area |
| 1st Floor Area | 2,101 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 8,050 sqft (0.184 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| Garage Area | 488 sqft |
| Pool Area | 312 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 848 sqft |
| Patio Area | 119 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1534218 |
|---|---|
| Old Parcel Number | 04633800436430000000 |
| Street Address | 122 HARBOR DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 15 TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-97 OR638-711 OR999-59 OR1642-1890D/C OR1884-1445D/C OR1884-1448 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 04 |
| Legal Subdivision | TROPICAL ATLANTIC SHORES |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970800 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 122 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2014 · Amount on Record |
| Deed Sale | Dec 3, 2014 · Amount on Record |
| Prior Sale | May 7, 2003 · Amount on Record |
| Deed Document Number | 2007380 |
| Deed Book / Page | 2714 / 1356 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 122 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 122 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Document Number | 0031261126 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 3126/1126 |
| Instrument | 2340310 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | LEWISTON, ME 04240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,030,255 (+5.99%) | $1,963,608 (+20.64%) Land $1,195,425 Building $768,183 | |
| 2024 | $9,032.00 (+0.75%) | ||
| 2023 | $8,965.00 (+1.97%) Homeowner's exemption | $972,059 (+3%) | $1,627,674 (+21.14%) Land $1,058,575 Building $569,099 |
| 2022 | $8,792.00 Homeowner's exemption | $943,747 | $1,343,683 Land $764,750 Building $578,933 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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