Monroe County property record for 102 Harbor Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,289 sqft · built 1985 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,000,000 (May 2026) |
| Tax Bill | $11,759 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Feb 2021 Mortgage + 6 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00436480-000000 |
| Primary APN | 00436480-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,289 sqft Living Area |
| 1st Floor Area | 2,289 sqft |
| Attic | Attic |
| Attic Area | 1,056 sqft |
| Basement Area | 289 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,000 sqft (0.253 acres) |
| View / Lot | Canal |
| Garage Type | Carport |
| Garage Area | 1,056 sqft |
| Carport | Carport |
| Carport Area | 1,056 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 883 sqft |
| Deck Area | 774 sqft |
| Patio Area | 2,022 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1534269 |
|---|---|
| Street Address | 102 HARBOR DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT 1 TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-9PB4-97 OR493-716 OR780-1708 OR828-1521 OR2892-1403/04 OR2924-1888 OR2950-2033 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 04 |
| Legal Subdivision | TROPICAL ATLANTIC SHORES |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970800 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17610 SW 48TH ST, SOUTHWEST RANCHES, FL 33331-1110 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OAKTREE FUNDING CORP |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENBOX LOANS INC |
| May 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Sep 18, 2020 | Loan Modification, Mortgage UNITED CAP FNDG |
| Feb 19, 2020 | Deed of Trust, Mortgage UNITED CAP FNDG |
| Feb 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage SECURE ONE CAP |
| Feb 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2018 · Amount on Record |
| Deed Document Number | 20262543537 |
| Deed Book / Page | 3381 / 27 |
| Prior Transfer Date | Feb 13, 2019 |
| Prior Transfer Doc | 0029502033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 102 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16620 NW 84TH CT, MIAMI LAKES, FL 33016-6113 |
| Document Number | 0033250810 |
|---|---|
| Date | May 9, 2025 |
| Book Page | 3325/810 |
| Instrument | 2500228 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHANDLER, AZ 85226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 102 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0030740051 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 3074/51 |
| Instrument | 2302864 |
| Name | GREENBOX LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 14, 2026 |
| Property Address | 102 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Document Number | 0002543537 |
| Book / Page | 3381 / 27 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026.2543537 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,414,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17610 SW 48TH ST, SOUTHWEST RANCHES, FL 33331-1110 |
| Document Number | 0002543538, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 3381/29 |
| Instrument | 2026.2543538 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 102 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Document Number | 0030551429 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 17335 NW 87TH AVE HIALEAH FL 330153515, HIALEAH, FL 33015-3515 |
| Document Number | 0030551429 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 003055/001429 |
| Instrument | 2290030 |
| Name | UNITED CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | 200 SAINT CHARLES AVE, NEW ORLEANS, LA 70130-2903 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 102 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Document Number | 0030091979 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 17335 NW 87TH AVE HIALEAH FL 330153515, HIALEAH, FL 33015-3515 |
| Document Number | 0030091979 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 003009/001979 |
| Instrument | 2256892 |
| Name | UNITED CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | NEW ORLEANS, LA 70130-2997 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 102 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Document Number | 0029502033 |
| Book / Page | 002950 / 002033 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 2208383 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 17335 NW 87TH AVE MIAMI GARDENS FL 330153515, MIAMI GARDENS, FL 33015-3515 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 30, 2018 |
| Property Address | 102 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Document Number | 0029241888 |
| Book / Page | 002924 / 001888 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 2184721 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | QUALIFIED TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17335 NW 87TH AVE HIALEAH FL 330153515, HIALEAH, FL 33015-3515 |
| Document Number | 29241890 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 002924/001890 |
| Instrument | 2184722 |
| Name | SECURE ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 20, 2018 |
| Property Address | 102 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Document Number | 0028921403 |
| Book / Page | 002892 / 001403 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 2155964 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 122 NW 136TH AVE MIAMI FL 331821959, MIAMI, FL 33182-1959 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,759.00 (+6.95%) | $1,488,916 (-2.36%) Land $1,088,753 Building $400,163 | $1,488,916 (-2.36%) Land $1,088,753 Building $400,163 |
| 2024 | $10,995.00 (+1.38%) | ||
| 2023 | $10,845.00 (+27.07%) | $1,524,834 (+55.59%) Land $1,141,250 Building $383,584 | $1,524,834 (+55.59%) Land $1,141,250 Building $383,584 |
| 2022 | $8,535.00 | $980,004 Land $650,513 Building $329,491 | $980,004 Land $650,513 Building $329,491 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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